I have been a US permanent resident since 2008 and have been married to an American citizen since 2007. My spouse will be claiming his social security benefit when he turns 62 next year. I qualify for spousal benefit and may claim when I turn 62, a year after he claims. We moved to my country in 2013 and he prefers to stay there permanently. I divide my time between the US and the Philippines to comply with immigration guidelines for residents to be in the US for 6 months and 1 day in a 12 month period. As I get older, it will be increasingly difficult to travel every 6 months.

Hi Larry, just a bit confused about spousal benefits at 70, vs FRA. If I wait until 70 years to collect my SS, does my spouse get 50% of my increased benefit at 70 or 50% of my PIA, we are both the same age 62 and waiting to FRA. I read an article on Forbes where you stated yes and no on two different articles. Under one article someone states Is It True That My Wife's Widow's Rate Would Be Based on My FRA Rate Even If I Delay Until 70? you stated no, that spouse’s benefit would be at full age 70 rate.

I am on long term disability as well as Social Security Disability. My social security disability is offset to my long term disability. I will be at my full retirement age on 09/21. I am approved for my long term disability thru 2/22. When my Social Security Disability converts to my Social Security at full retirement in 9/21 will my social security still be an offset for my long term disability? Thank you.

Hi,

Hi Larry:
My DOB is 09/07/1951. My 1st wife DOB is 04/15/1950, with date of death of 10/23/2012. My 2nd marriage occurred 11/08/2015. I am now 68 years old.
The last time I was able to view and print my benefits off of the SS web site was 04/25/2017. My benefit at 66 was 2603/month. My benefit at 70 was 3490/month. I started to receive widowers benefit May of 2017.

Hi,
I am 63, was married for 15 years, have been divorced for 14 years. My ex husband is 10 years older than I am, so currently 73. I was planning on waiting to collect my SS until my FRA, or even to age 70. However my financial advisor says I should file for my benefit now, due to the probability that my ex husband will predecease me and I could then switch to survivor's benefits.

I want to claim my husband social security, he work here for 30 years and the immigration revoke his permanent residence, I am a survivor I my social security is not enough for me and to help him in Peru, we are 70 years old, and in tap of that he have some health issue, so I want to know how can I do to claim this, I know is a law that if I am a citizen and dint left the country after he was deported I can claim this??? Please I need help with this
, what can I do.

Hi,

The calculator says to apply with an election date of Dec 2019. My spouse and I are still working. Will the earnings from 2019 to date be accounted for in the December calculation? If not, when would I see the higher amount (2019 earnings are part of the top 35 earning years). Is the recalculated increase paid retroactively? Also, with Dec 2019 as the election date, is that month's benefits subject to the earnings test for 2019?

Hi,

I have 29 years of social security substantial earnings and am receiving benefits which started after my normal retirement age of 66. I am retiring from my non-social security covered job next year. I plan to work part-time in a social security covered job and will exceed the substantial earnings requirement. Will social security credit my account then so I have 30 years of earning and no reduction in my benefit? Or did the "clock stop" when I started receiving benefits?

Hi,

I am planning to move to Thailand, to live with my granddaughter and her sweetie, in the spring.
What should I know about my social security before I finalize those plans? Is there a link to some important questions?

Hi,

If you plan to retire in February of 2020, at age 66, does it make sense to pay into SS fund January or February of 2020. Self employed, so can adjust pay to achieve this. Thanks

Hi,