Ask Larry

Why Can The State Tap Into My SS Money?

I hope I will here back from you on this question.
I got pneumonia three years ago now an ended up w many health issues which took me out of work and school.
I receive SSDI and SSI, the two payments together don't equal much but it is my SSI 10 dollar payment I don't understand.
I feel that one gets this just so the state can stay in your affairs or so that they can tap into the little bit of money one receives. I don't know perhaps it has to do with ones medical?
All I know is when I call SS with a question they direct me to the state I live in and I don't understand why they can't answer my questions and when I go to local Social Service office they never answer my questions either.
I just want to know why the state can tap into my SS money? i thought the SS money comes from our government that we paid into all are working years.
I think something is not correct! Anyway I hope u can explain better what is going on because no one wants to explain.
All I know is if SSI allows the state to manipulate my money whenever they have an inkling than I would just as soon give up the ten bucks and know my money is mine and won't be dipped into whenever by my state for whatever their reason and without notification.
Help I'm really taken aback w being on SS. As a young person I never thought I would be treated with such ill regard.

Thanks
Mary

Hi Mary,

Your state cannot tap into your Social Security money. Social Security is a federal insurance program. Your Social Security disability (SSDI) benefits are based on your work history, and the benefits are paid based on Social Security's rules.

Supplemental Security Income (SSI) is a needs based benefit administered by Social Security. SSI can supplement any other income received by a qualified recipient up to a total of $755 per month. In other words, someone with an SSDI rate of $745 and no other income may qualify for a supplemental SSI payment of $10 per month. Some states also pay additional needs based payments referred to as state supplements. Eligibility for these state supplements may be tied to the SSI program, but they are funded by the state involved, and each state makes their own rules. For more information on SSI, refer to Social Security's website: https://www.ssa.gov/ssi/text-over-ussi.htm.

You certainly don't have to accept SSI or state supplement payments as a condition for SSDI or Medicare eligibility. However, if you have Medicaid, you could lose that coverage if you choose to give up your SSI and/or state supplement payments.

Best, Jerry

Posted: 
Apr 2 2017 - 6:00am
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