I have been receiving SSDI, along with disability from my former workplace since 2009. I will be turning 66, 11/19. At that time the disability payments stop. Those payments are 3 times more than my SSDI. Will my SS payments increase at 66? Also, I was married for 14 years, divorced for nearly 30. I never remarried. How do I find out the amount I am able to collect if half of his is larger than mine? Thank you so much for taking my questions. I am scared stiff! Marti (PS) I care for my adult daughter who suffered a TBI 7 years ago. I receive only $500 per month for her care)

Hi Marti,

I'm sorry to hear about your daughter.

Your Social Security disability benefits (SSDI) won't increase when you reach age 66 unless the other disability payments you receive are either Workers Compensation or Public Disability Benefits, and if those benefits are currently high enough to result in a partial offset of your SSDI benefits (https://www.ssa.gov/pubs/EN-05-10018.pdf). Otherwise, your SSDI will almost certainly just convert to regular retirement benefits at the same rate when you reach your full retirement age (FRA) of 66.

Most likely, the only way to find out if you could be eligible for additional divorced spousal benefits is by contacting Social Security. If you are eligible for divorced spousal benefits and you start drawing them prior to FRA, your rate will be reduced for age.

Best, Jerry