Ask Larry

Will My Divorced Spousal Benefits Be Reduced If My Ex Is Only Age 62 When I File?

If I apply at age 66 for divorced spouse benefits and he is only 62, will the benefit amount I receive increase as he reaches his full retirement age before he collects at age 66?

Hi,

No, if you start drawing divorced spousal benefits at your full retirement age, they will be unreduced regardless of your ex-husband's age at that time. He must be at least age 62 and you must have been divorced for at least 2 years, or he must be drawing his retirement or disability benefits in order for you to be eligible, though.

Your benefit rate will not increase as he gets older unless he continues to work and earns enough to raise his Social Security benefit amount.

Best, Jerry

Posted: 
Oct 3 2016 - 10:45am
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