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Will My Sister Lose Her Social Security Disability And Medicaid If She Sells Her Home?

My sister is on social security disability because she had a stroke. She needs to sell her home and move here from missouri so we can take care of her. We eventually will find her a house to buy, but will net about $93,000 off the house that will be in the bank till we find a house. Will she loose her social security disability and Medicade?

Hi. Selling a home wouldn't affect Social Security disability (SSDI) benefits, but if your sister is eligible for Medicaid then it may indicate that she's receiving Supplemental Security Income (SSI). SSI is a needs based benefit administered by Social Security for people who have little or income and resources and who're either blind, disabled or at least age 65.

If your sister is receiving SSI and if she sells her home and fails to use the proceeds from the sale to purchase a new home within 3 months, then her SSI payments could stop. I'm not an expert on the Medicaid program, but it is also needs based. However, SSDI and Medicare are not needs based benefits, so if that's all that your sister receives then her benefits wouldn't be affected by the sale of a home.

Best, Jerry

Posted: 
Jun 20 2021 - 7:47am
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