I have received SSDI for about 20 years. I just sold my home in Santa Clarita, CA (in escrow now) because I can no longer afford it. The proceeds are low about 100K. I don't want to lose my benefits and I don't have another place to buy in this range in nearly anywhere in the United States. I am told waiting and holding funds would be the best option but I am afraid if I don't reinvest the money right away it will qualify as earned income. What are my options?

Hi. As long as what you're receiving are Social Security disability (SSDI) benefits, the proceeds from the sale of your home won't have any effect on your benefits regardless of what you do with them. Proceeds from the sale of a home are classified as unearned income for everyone other than realtors. The only type of payment administered by Social Security that can be affected by the sale of a home is Supplemental Security Income (SSI).

Best, Jerry