Why Am I Being Punished For Being Born Late In The Month?
I get paid ssdi on the 3rd of the month and am born on the 23rd. Why am I getting punished for being born late in the month? My bills are at the beginning of the month
Hi. I don't know what your full circumstances are, but what I can tell you is that based on Social Security law the only people who should be getting paid on the 3rd day of the month are a) people who applied for benefits prior to April 30 1997, or b) people who also receive Supplemental Security Income (SSI) payments, or c) people who are residing outside of the U.S. If you don't meet one of . . . Read More
Category: Payment Dates
Posted: Nov 27 2021 - 12:00pm
How Will People React When They Find Out About This Oversight By SSA?
Okay, Larry, I have been receiving by direct deposit SS payments of $906 on the 3rd of each month for numerous years now. With my birthdate being on the 24th day of the month, my NEW payment day for Social Security income falls on the 4th Wednesday of each month, beginning on January 26, 2022. With the new 5.9% raise, I will be receiving an extra $53 per month or $959 per month total benefit. Fine. But I will be missing 23 days of NOT getting paid from January 3rd to the 26th of January, which amounts to a LOSS of $710 for those 23 days--a dramatic loss of income that neither I . . . Read More
Category: Payment Dates
Posted: Nov 25 2021 - 7:39pm
Is It Correct That My Spousal Benefits Are Limited By The Family Maximum?
Restricted application for spousal benefits on spouse who is 62 on SSDI. I was born in 1953. Social Security says my spousal benefits is limited due to the family maximum although we have no dependents. Is this corrected. My spouse collects 940.00 and I thought will receive 50% of her benefits. Instead I am only receiving 51.00 a month. I did collected spousal benefits from a previous marriage and received 50% and no family maximum was applied. Since I remarried, this has stopped and I waited for 1 year before applying a restricted application for my new spouse. But now the . . . Read More
Category: Family Benefit Maximum
Posted: Nov 25 2021 - 7:16pm
Am I Getting Any Help From The Military For My SS Retirement?
Am I getting any help from the military for my retirment on ss?.
Hi. I don't have enough information about you to be able to give you a proper answer. What I can tell you is that military wages are subject to Social Security taxes, and those earnings can be used when calculating your Social Security retirement or disability benefit rate. Social Security also credits deemed military wages (DMW) in addition to a person's actual military wages for periods of active duty from 1957 through 2001, and those DMWs can also be used to calculate a person's Social . . . Read More
Category: Miscellaneous
Posted: Nov 25 2021 - 7:05pm
Will I Still Receive Both SSD And Widow's Benefits When I Turn Age 66?
I will be 65 January of 2022. I am on SSD and also receiving widows pay. Wiil I still receive both once I turn 66? Thank you for your time!
Hi. Your Social Security disability (SSDI) benefits will convert to regular Social Security retirement benefits at the same rate when you reach your full retirement age (FRA). You'll also continue to receive your widow's benefits, but Social Security may combine your two benefit payments into a single payment when you reach FRA. Your total benefit rate won't go down when that happens, and it could even go up if your . . . Read More
Category: Miscellaneous
Posted: Nov 25 2021 - 6:55pm
What Should I Do If I Have An Appeal Pending On My Claim For Disability Benefits And I Return To Work?
Waiting for disability almost 11 month Well am going back to work and I already had and appeal but we couldn't not wait anymore we lost both cars and almost got evicted I call ssi and ssd doctor for a whole month leaving messages that I will cancelled my appeal and any applications cause there no other way I need to go back to work, and now that I finally found a job he calls my wife telling her she needs to ask a couple of questions and my wife canot answers them it has to be me, but we call him for a whole month and he got back today november 24 and I start next Monday, am . . . Read More
Category: Disability Benefits
Posted: Nov 25 2021 - 7:49am
How Can I Find Out The Date Of My Military Retirement?
I need to know the date when I retire from the military army
Hi. I'm sorry, but I can't help you with that. My expertise is limited to Social Security benefits.
Best, Jerry
Category: Miscellaneous
Posted: Nov 24 2021 - 11:49am
Am I Eligible To File For Totalization Benefits From Both The U.S. And Canada?
I lived and worked in USA for 9 years and paid taxes 1995 t0 2004. I now live in Canada as a citizen and have worked for 12 years here. I am due for retirement in 2 years. Can I be eligible to file for Totalization to earn retirement benefits from both countries
Hi. I can't tell you about the Canadian Pension Program, but as long as you have at least 6 U.S. Social Security quarters of coverage (QC) but less than 40 QCs then you can potentially qualify for a U.S. totalization benefit if you have enough foreign earnings credits to give you the equivalent of . . . Read More
Category: Eligibility For Benefits
Posted: Nov 24 2021 - 9:21am
Are My Earnings Limited In Months That My Benefits Are Suspended?
Hi Larry my question is I retired at 63 mid year but due to pto time etc I made more than I thought so my check is suspended nov and Dec pay back is dec.check restart is February 2022 if I'm not receiving Nov and December do I have constraints on income those mths
Hi. I can't give you a proper answer without more information. The first thing you should know is that there are 2 different earnings tests that can be used in the first year that a person starts drawing benefits. One of them is the annual earnings test, which is based on calendar year earnings . . . Read More
Category: Earnings Test
Posted: Nov 23 2021 - 2:30pm
Can I Collect Long Term Disability And Still Get My Retirement Money?
Can I collect long term disability and still get my retirement money
Hi. If you're referring to Long Term Disability (LTD) benefits from an employer plan or private insurance plan, then whether or not you could draw both your LTD payments and Social Security benefits depends on the terms of your LTD policy. All I can tell you for sure is that drawing LTD payments from a private insurance company would not adversely affect any Social Security benefits for which you may qualify. However, most employer and private insurance LTD plans include a provision that . . . Read More
Category: Miscellaneous
Posted: Nov 23 2021 - 12:47pm