Doesn't The Governmental Pension Offset Only Apply To U.S. Federal, State Or Local Government Workers?
My wife are both British having lived in the US since 1989. We are both US Citizens now. I am 67 years old and my wife is 66 years 2 months. I receive a US Social security pension and a UK state pension. The US SS benefits are reduced due to WEP which I get. My wife has never worked in the US and has applied for Spousal benefits in the US. She also receives a UK State Pension. She received a letter from the Social Security Administration detailing her entitlement. However we are confused as the amount has been reduced by two-thirds which would imply the Government Pension . . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Sep 1 2021 - 6:27pm
Will The Income I Receive As A Foster Parent Affect My Disability Payments?
If I get aprove for disability .and why I was waiting to get approved I'm also a foster parent would that affect me from getting my back payment money because I was a foster parent getting income.
Hi. If what you've applied for is Supplemental Security Income (SSI) disability, then any kind of income that you receive could potentially affect your eligibility for benefits. But, if you've applied for Social Security disability (SSDI) benefits then only earned income could potentially affect your eligibility.
Payments received by a foster parent . . . Read More
Category: Disability Benefits
Posted: Sep 1 2021 - 6:14pm
Why Won't Social Security Pay Me My Deceased Husband's Benefits?
Retired with funds coming from Orange County. Was working in hospital that was OC facility until UC Irvine took over. My husband died 2017. I’m being refused his Sociial Security because I’m receiving government pension. It’s Orange County pension. I lacked 2 yrs and did not complete Social Security pay in. I feel I should be payed my husbands benefits. He worked at Boeing. Retired with 39 years in aeronautics.
Hi. I'm sorry for your loss. If you're collecting a pension from a governmental agency in the U.S. (e.g. federal, state, local) that's based on . . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Sep 1 2021 - 8:52am
Who Is Supposed To Correct My Problem?
I apply and was approved for an insurance through the DHS andI am. Suppose to be reimbursement for the money I pay every month and the patmenta are ro being withdraw ed from my check every month the DHS and Social Security both agree but they don't know who issupposed to correct it the problem.
Hi. I wish I had an answer for you but I'm not sure what the problem is. If you are having Part B Medicare premiums deducted from your benefit payments, the only way that withholding will stop is if someone else pays your premiums for you. If DHS is supposed to be . . . Read More
Category: Medicare
Posted: Sep 1 2021 - 8:43am
Will My Monthly Benefit Amount Continue To Decrease Due To Lower Earnings?
Hello. I am 61 years old. Previous SS statements indicated I would receive approximately $1,800 monthly in SS benefits upon full retirement age as was indicated upon 42 years of earnings. Started work at age 15.
Due to cancer, I changed my career to a contract court reporter and earned much less - to decrease stress. The next SS statement indicated the SS benefits would be $1,600. I think it is due to the major decrease in earnings. I was previously an IT Project Manager earning $90k annually and stressed to the max!
Due to health issues, I’ve been told by an . . . Read More
Category: Calculating Retirement Benefits
Posted: Sep 1 2021 - 7:45am
How Do I Get Social Security To Give Me The Rest Of My Delayed Retirement Credits?
I started receiving SS benefits at age 62 in 2011 in the amount of 1,379. At age 66 (FRA) in February of 2016, I suspended my benefits for 22months. I started my benefits again in December 2017. I received a letter in June 2017 saying my 8% increase (1500 x 1.08) would increase to 1,625. 1,500 was the amount I was receiving at the time I suspected my payment. The 8% increase was for the 12 months I suspended in 2016. I never received a notice in 2018 for the 10 months I suspended in 2017 which would be a little short of 7%. I feel I’m entitled to the 10 months of DRC in 2017 . . . Read More
Category: Calculating Retirement Benefits
Posted: Aug 31 2021 - 3:00pm
Is My Mother Eligible For Survivor Benefits Now Or Not Until Her Back Taxes Are Paid?
Hello my father recentally passed away and was a self employed laborer. My mother a lifelong homemaker is now left with no income and is wanting to collect my fathers survicor benefits as he does have the 40 points required by SSI. However my parents do owe back taxes. Is my mother entitled to any survivor benefits now or not till the back taxes are paid in full?
Thanks D.
Hi D. I'm sorry for your loss. It sounds like your mother could potentially qualify for survivor benefits if she's at least age 60, or if she's at least age 50 and is disabled, or . . . Read More
Category: Survivor Benefits
Posted: Aug 31 2021 - 9:40am
How Can I Receive Medicare Part B?
I am about to retire from my job. I am 70 yrs old. How can I receive Medicare part b. I'm already receiving ss check.
Hi. You'll need to file an application with Social Security. If you've had primary health insurance coverage through your job then you should be able to start Part B coverage as early as the month that you apply. People with employer group health plans (EGHP) get a special enrollment period (SEP) allowing them to sign up for Part B with no delay or premium penalty when their EGHP coverage ends.
However, if you haven't been covered . . . Read More
Category: Medicare
Posted: Aug 31 2021 - 9:03am
What Is The Best Time For My Wife To File For Her Benefits?
Hey Larry,
My wife is currently 60 and we are trying to make the smartest choice on when she should start collecting her Social Security. We are both retired currently. She was primarily a stay at home mom so her benefit for FRA is relatively small. Our main goal is that we don’t want her decision on whether to start at age 62 or wait until 67 to adversely effect her eventual spousal benefits.
I was the primary breadwinner. I am currently age 52 and want to make sure she gets the maximum possible benefits in the event that she outlives me as she has longevity in . . . Read More
Category: Filing Strategies
Posted: Aug 30 2021 - 10:42am
Why Aren't My Part Time Earnings Causing My Benefit Rate To Increase?
I started collecting social security at 64 years old. Throughout my more than 40 working years i always paid the maximum FICA each year.
After retiring from my full time job at age 64 and starting to collect at that time, I worked part time with FICA taken out.
My question is why are these FICA contributions not adding to my retirement age with benefit increases that go along with it?
Can i opt out of paying FICA if i get no additional benefit from paying into it?
Hi. Social Security retirement benefits are based on an average of a person' . . . Read More
Category: Calculating Retirement Benefits
Posted: Aug 30 2021 - 10:37am
