Will I Be Able To Collect My Ex-Husband's Disability Amount At Age 62?
I have been on social security disability benefits and so is my ex-husband. I will be turning 62 and since he was the major breadwinner his disability checks are larger than mine. Will I be able to collect his disability amount at age 62? If so what do I need to do?
Hi,
No. As long as your ex-husband is living, you could only qualify for benefits from his Social Security record if his primary insurance amount (PIA) is more than twice as much as your PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing . . . Read More
Category: Divorced Spousal Benefits
Posted: Dec 2 2020 - 3:30pm
Will I Need To Do Anything To Stop My Medicare Premiums From Being Deducted From My CSRS Annuity?
I'm a CSRS annuitant, age 66. When I turned 65 I chose to have Medicare deducted from my CSRS monthly annuity. I'm getting ready to apply for my Social Security benefit, where Medicare premiums are automatically deducted. Do I need to do anything to stop the Medicare deduction from my CSRS annuity? I talked to a CMS rep and they implied that the system(s) will automatically catch, stop the deduction from my CSRS annuity once my Social Security benefit begins.
Hi,
No. When you apply for Social Security benefits, Social Security will automatically stop . . . Read More
Category: Medicare
Posted: Dec 2 2020 - 12:04pm
Can My Wife's Benefit Be Increased Based On The Spousal Benefit?
My wife is retired and receives a pension from the County of Los Angeles. During her working years, she had a small business and contributed enough to qualify for Social Security. She started her Social Security benefit at 62 and it was substantially reduced by WEP. I am 60 and will retire within the next five years. My FRA is 67. I am retired from the USMC and receive a pension from the military. I know I will get my Social Security benefits when I retire from my current job but can my wife's benefit be increased based on the spousal benefit?
Hi,
. . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Dec 2 2020 - 9:27am
How Do My Wife And I Go About Filing For Benefits?
My wife will be retiring in April 2021 and is planning to file for SS (she will be 65). I plan to file for restrictive application at the same time so I can let my account continue ( I just turned 67) till 70. I was born in 1953 so I am eligible for that. Does the SS office have to fill out those papers or can I do that on line? If so what is the form #? Also since I have not taken my SS yet isn't the amount suppose to go up by 8% each year that you delay? I just looked at the statement and it showed that it increased by $24 dollars.?!
Hi,
The paper . . . Read More
Category: Filing For Benefits
Posted: Dec 2 2020 - 9:09am
What Action Should I Take With Regard To Filing For My Benefits Or My Husband's Benefits?
I was born 6/20/56 and was married for 25 years to my husband (6/22/52) who died suddenly at 47 years old on May 23 2000. I might also add that on a visit to a local Social Security office (not in my home state), I was told that they wouldn't answer my questions because I had to make an appointment in my home state. I spend time in two states and have my primary residence in Florida. I was in New York at the time I made an appointment w Soc Sec.
My question at the time was could I or should I collect spousal benefits and still work.
I had purchased Larry's software . . . Read More
Category: Filing Strategies
Posted: Dec 2 2020 - 8:56am
Is It Correct That It Won't Count Toward The Earnings Limit If I Take Vacation Pay?
I am retiring on December 15th. I will receive my first social security check the 3rd week of January. I was told that I could only make around $1500 in December in order to get my full social security check in January. I figured out I would be making too much money so I was told that if I took a couple of days of vacation that the vacation pay would not count toward that $1500. Is that correct? I also get a travel reimbursement for days worked if I want it. Would this travel reimbursement count toward the $1500? If so I could forego that. Please advise.
Hi . . . Read More
Category: Earnings Test
Posted: Dec 1 2020 - 3:09pm
Do I Need To Do Anything If I Receive SSI And I'm Turning Age 62?
I've been receiving SSI for about 10 years. December 6th I turn 62. Is there anything I need to do?
Thank you in advance
Jeff
Hi Jeff,
Not necessarily. Most likely, the only reason you'd need to do something when you turn age 62 is if you're insured for Social Security retirement benefits. Supplemental Security Income (SSI) recipients are required to file for Social Security benefits as soon as they are first eligible, and potential eligibility for Social Security retirement benefits can begin as early as the first month that a person . . . Read More
Category: Supplemental Security Income
Posted: Dec 1 2020 - 2:55pm
Will My Daughter's CDB Application Be Triggered By My Wife Listing Her On Her Application?
Hi Larry:
I had a clarification question regarding this post: https://maximizemysocialsecurity.com/will-listing-our-daughter-my-wifes-...
I is not clear to me in the response whether or not the adult child's CDB application was automatically triggered by virtue of the wife/mom filing for retirement benefits and listing the daughter as being disabled prior to age 22 on the retirement application (and of course, the daughter is receiving . . . Read More
Category: Disabled Adult Child Benefits
Posted: Dec 1 2020 - 2:43pm
Is There Any Way To Fix The Reduction In My Social Security Payment?
Good morning, I have been receiving social security for over 20 years and in 2018, my husband passed away. The following year, I took distributions from his IRA and other accounts...in lump sums, rather than spousal (over time). My income shot up to over $200k and I just received a letter from SS telling me that my benefits are going down by $305 per month.
Is this something that can be fixed, either this year or in subsequent years? I'm an 85 yr old widow.
Hi,
I'm sorry for your loss.
Your income wouldn't affect your actual Social . . . Read More
Category: Medicare
Posted: Dec 1 2020 - 2:28pm
Is There Anything That My Mother Can Do If Her Claim For Widow's Benefits Is Denied?
Hello Larry or Jerry,
My mother will be 75 years old in January 2021. She was divorced in 1978 and she moved in with her a new partner in 1991. They began filing taxes together in 1998. She filed for her own social security benefit in 2008, at age 62. She does not remember if she was asked if she was married or single at the time she filed, but if she was asked that question she would have said she was single as at the time she had no idea of common law marriage rules, or that receiving ex-spousal benefits would affect any future benefits. They told her she was also . . . Read More
Category: Miscellaneous
Posted: Dec 1 2020 - 7:37am
