Can Social Security Withhold Your Benefits If You Haven't Yet Had A Personal Conference?
Can SS withhold your pension for an overpayment even though you have not had a personal conference? SS has withheld my pension since Nov. 2021.I finally had a personal conference onJuly12,2022..My request for waiver was denied..Is “ not against equity and good conscience “extremely subjective on the part of the person conducting the conference.My next step is to request a hearing from a judge.I don’t know if I have the strength to do it.
Hi. Not if you filed a timely request for appeal or waiver. Social Security is supposed to give you 60 days from the . . . Read More
Category: Social Security Overpayments
Posted: Aug 24 2022 - 12:07pm
Will I Pay Income Tax In The Philippines From My U.S. Pension?
I am a US citizen born in the Philippines. If I wanted to be a dual citizen, will I pay income tax in the Philippines from my pension in USA?
Hi. My expertise is limited to Social Security benefits, not tax laws. All I can tell you is that since you are a U.S. citizen you can still collect your U.S. Social Security benefits even if you move to the Philippines.
Best, Jerry
Category: Taxation Of Benefits
Posted: Aug 24 2022 - 7:57am
Will I Be Able Collect On My Father's Record?
Hello, I am collecting SSDI based on my own record, and I receive dependent benefits for my two children. Because I became disabled at 21 and did not have many work credits, the family maximum for my record is very low; about 1.3 times my primary amount. When my father retires at 70 next year will I be able to collect on his record and have my children collect on mine? Thank you!
Hi. If you're not married then you could potentially qualify for disabled adult child's (DAC) benefits when your father starts collecting his benefits, but you wouldn't actually . . . Read More
Category: Disabled Adult Child Benefits
Posted: Aug 23 2022 - 11:29am
Does A Divorced Spouse Who Remarries Have To Wait A Year To Be Able To Collect Spousal Benefits On Their New Spouse's Account?
If an individual has been divorced for over 10 years and re-marries after age 60. She has been receiving spousal benefits from her ex.
After she re-marries , does she have to wait a year before receiving spousal benefits from her new spouse? Her new spouse has been receiving SS benefits. Is there an exemption, or does she have to wait a year for new spousal benefits, or can she keep her old spousal benefits for a year after her new marriage?
Thanks.
Hi. Not necessarily. There is a one year duration of marriage requirement for spousal benefit . . . Read More
Category: Spousal Benefits
Posted: Aug 22 2022 - 6:12pm
How Can I Know If Social Security Is Right About My Free Military Wage Credits?
My question is about free wage credits for those who served in the military from 1957 to 1997.
According to Social Security they updated my annual earnings with the free wage credits.
But I belong to a military organization (AAFMAA ) that sends me an annual document that shows what my estimated annual earnings should be, and they are higher than the data shown on my Social Security statement. I sent them a copy of my annual earnings every year I was in the military.
The AAFMAA document says that normally SS won't update the record till I file for benefits and . . . Read More
Category: Deemed Military Wages
Posted: Aug 22 2022 - 3:53pm
How Will Earning $25,000 Annually Affect My Social Security Benefits?
I plan on retiring at 63 I make 25,000 a year as a seasonal employee for Nassau county how will this affect my social security benefits?
Hi. Until you reach your full retirement age (FRA), Social Security would need to withhold $1 of your Social Security benefits for each $2 that you earn in excess of that year's annual earnings test exempt amount. In 2022, the exempt amount for people under FRA is $19,560 (https://www.ssa.gov/benefits/retirement/planner/whileworking.html). . . . Read More
Category: Earnings Test
Posted: Aug 22 2022 - 12:52pm
Will The COLAs That Occur Before I Reach Age 62 Increase My Future Benefits?
I am 60 years old and have necessary 40 credits for Social Security benefits. I plan on applying for my benefits at age 62 in 2024. Will the COLAs issued from 2002-2004 and until I reach age 62 positively affect my SS benefits in 2004. Thank You
Hi. No. If you turn age 62 in 2024 and on any day other than January 1st, then the first Social Security cost of living (COLA) increase that will be added to your Social Security retirement benefit rate will be the one that occurs in January 2025.
All Social Security cost of living (COLA) increases that . . . Read More
Category: Cost Of Living Increases
Posted: Aug 22 2022 - 10:09am
Is There Anything I Can Do To Get Medicare Overpayment Back?
I got a bill for 6 months of Medicare and paid it, then my SS benefits began and they are deducting Medicare from my benefits, That was 8 months ago and I have not received a refund even though I have called twice to ask for the refund and my account shows a balance of the full amount of the payment. Is there anything I can do to get my $850.50 back? Thank you.
Hi. It sounds like you've already done the things that I would normally suggest. In my experience, duplicate Part B premium payments were automatically refunded by Social Security within a few . . . Read More
Category: Medicare
Posted: Aug 22 2022 - 9:55am
Can A Surviving Spouse Repay The Benefits Collected By Their Deceased Spouse In Order To Be Able To Qualify For A Higher Survivor Benefit?
Question 1: my sister-in-law just passed away at 62 after receiving 4 or 5 social security checks. Can her husband who is 64 and also collecting social security since 62, repay those checks and be entitled to collect at her higher (maybe 70 years old?) rate when he turns 70?
Question 2: I plan to not collect social security until I turn 70 only because if I go first I want my wife to have my maximum benefit. How early can she start taking benefits (like 62?) without compromising her entitlement to my maximum benefit by waiting to 70 for me to collect? I hear conflicting . . . Read More
Category: Withdrawing a Benefit Application
Posted: Aug 22 2022 - 7:01am
Can My Ex-Wife Claim Benefits From My Social Security?
My ex wife works for the state of ohio, they have there own retirement plan, with that she can’t claim social security benefits of her own , can she claim social security benefits to n my social security? We were married 18 yrs been divorced 17 yrs
Hi. Your ex-wife could claim divorced spousal or survivor benefits from your account, but it sounds like any benefits she qualifies for would be subject to at least partial withholding due to the Government Pension Offset (GPO) provision (https://www.ssa.gov/ . . . Read More
Category: Divorced Spousal Benefits
Posted: Aug 21 2022 - 6:26pm
