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Earnings Test

How Will My Social Security Be Affected If I Work Until August?

I turn 65 in June 2022 and am thinking of quitting work in August and starting social security at that time. I will have made more than the maximum in the 7 months of 2022, how will my social security be affected? Will I be penalized in my checks from Aug-Dec or will I even be able to collect? Also, 2022 will not have posted yet but even part of the year will be higher than some of my lower wage years, will this be recalculated in 2023?

Posted: 
Thursday, March 17, 2022 - 18:31

Can I Work And Still Receive My Social Security Check?

i am 63 i get widows support from my husband whos pass on can i still work and recivie my check from ssa

Hi. That depends on how much you are earning. For example, if you earn more than $19,560 in 2022, Social Security would need to withhold $1 of your benefits for each $2 that you earn in excess of that amount. Once you reach full retirement age, though, there will no longer be any limit on the amount that you could work and earn and still be paid all of your benefits.

Posted: 
Saturday, February 19, 2022 - 10:12

Will I Lose Money For Working In The Months Before I Start Collecting?

I will be 66 4 month in April 2023. Will I loose money for working those 4 months before I start collecting?

Hi. Just to be clear, there is no limit on how much you can earn starting with the month you reach full retirement age (FRA). So, if you reach FRA in April 2023 and if you start drawing your benefits effective with that month, then you won't lose any of your benefits no matter how much you earn before or after that month.

Posted: 
Saturday, January 22, 2022 - 16:32

Has This Rule Changed?

I started drawing survivor benefits in 2021 (DOB 11/1955). Husband passed in 2020. SS has cancelled my benefits saying I earned too much this year. They said I can only earn $18,960. I turned full “survivor” retirement age this year and was under the impression I could earn up to $50,520 in the year I turned 66. Has this rule change? (My FRA for SS is 66 & 2 mo.) I have been denied benefits now until August of 2022 due to “ overpayment “. How can I fix this?

Posted: 
Monday, January 17, 2022 - 09:06

Will Social Security Count My Earnings For The Whole Year Or Just For The Months I Draw Benefits?

Hi Larry, I want to start collecting early social security this year I will turn 62 in April but will not retire from my job until July. My question is on the earnings limit working 6 months in 2022 I will go over the wages limit earned for the year but if social security were to start counting my wages earned from when I start collecting this year I would not go over the wages earned limit as I would only have a few months income plus paid out vacation wages but both would not put me over the limit.

Posted: 
Friday, January 14, 2022 - 12:14

Can I Do Anything About Social Security Not Paying Me Any Benefits This Year?

Dear Larry\=. I turned 60 this year ans applied for my husband's benefits at an early age reduced portion. SSA began paying me in sept to dec. I received a letter 1-6-22 stating no further payments due to my work. I called, they said they over paid me. Now I will get nothing all year. This doesn't seem fair. Can I do anything? Thank You in advance.

Posted: 
Friday, January 7, 2022 - 07:53

Can I Collect My U.S. SS While Working In Canada If I Earn Less Than $18,900?

Greetings. After having lived in Montreal for thirty plus years, I moved to the U S., and worked for a major airline. After early retirement, I started collecting SS at age 62. I have since moved back to Montreal to take care of my elderly mom. Am I able to work here, and stay below the allowable earning of 18900. and collect SS? Regards, Marco

Posted: 
Thursday, January 6, 2022 - 16:58
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