Can I Draw Off Of My Husband's Social Security?
My husband and I are separated. He will be 65 in May, 2022, can I draw off his Social Security. I am 75, and drawing my SS
My husband and I are separated. He will be 65 in May, 2022, can I draw off his Social Security. I am 75, and drawing my SS
Hi Jerry-thank you, going back to prior question/answer.
Assume Jane’s PIA at FRA 66 is $1,000. She claims early at 62, 25% benefit reduction, she receives $750.
Her husband files at his FRA and receives PIA $2,600.
Jane at that time is 65 and would be eligible for 50% of his, but she is not, she would get:
$2,600/2 - $1,000 = $300, which would be further reduced since she claimed early.
Hi Jerry - there seem to be two conflicting answers about Spousal Benefits. One in section Spousal Benefits March 26, 2022 12:14pm "Will my wife be able to get half my social security when she turns 65" and the other in section Spousal Benefit Nov 9, 2019 10:03am If my wife starts collecting her benefits at age 62 will her rate change to half of mine when I file for my benefit". Is the reduced spousal based on age when the wife originally filed 62 or 65 age she was when the husband filed at his FRA. Thank you
Wife will turn 62 in May. She isn’t filing but I receive $800 per month SS. Can I file for part of her projected SS now? I just turned 70 a Veteran and could use the extra monthly. We have been married 30 years. I did not pay into SS latter part of my working carrier.
I am 68 and collecting social security. My wife turns 65 this year, has been collecting since she turned 62 , will she be able to get half of my social security starting this year ? My SS is about $2500 month, hers is $280 now , so half of mine will be more.
My wife has been collecting Social Security benefits since she turned 62, At the time, our child was 11 years old.
I checked out your book from our local Library, I read it cover-to-cover in one sitting! I believe it was the (2016 update)"Get What's Yours: The Revised Secrets to Maxing Out Your Social Security" by Laurence Kotlikoff
I am 50, my husband is 67 and he is fully retired. I have more than 40 quarters and he does not have enough quarters on his own. Is he eligible to claim spousal benefits now?
Hi. No. The soonest that your husband could qualify for spousal benefits is when you start drawing either Social Security retirement or disability (SSDI) benefits. The earliest that you could claim retirement benefits is at age 62, so the only way that your husband could get spousal benefits before then is if you become disabled and qualify for SSDI benefits.
Best, Jerry
Hi Larry,
It's a simple question but I can't find a straight answer. I am married my wife is 2 years younger and works part time.
If I choose to wait until I turn 70 to collect SS my monthly payment will be $4000.00. My 68 wife is entitled to 50% spousal benefits so thats $2000.00. correct?
So combined I am expecting to have SS combined payment of $6000.00 a month. Correct?
My simple question is...Is there a monthly limit for us? Is SS going to tell us that the max limit for a married couple in this case is less than $6000?
I am currently collecting social security benefits on my ex husband, who i was married to for 38 years. I am going to remarry this year. My new husband is collecting his social security. I realize I won't be able to collect on my ex husband anymore, How soon after I get married ,can I expect to start collecting on my new husbands social security? His amount is higher than my own amount.
Results will differ based on your specific case and filing strategy.