My Husband jut turned 65 he ha been on SSD for a number of years as a diabled Veteran. I am just 64 and have been a homemaker worked very little, not enough to qualify for benifits. When can I file for benifits under my husbands benifits ? I do get some money but in my husbands.

Hi,

I was married from 1969 to 1977 to my first husband, then divorced due to him having a sex change operation. I remarried in 2008. I am currently 65. I took early retirement in 2014, due to health issues. Can I draw on either of my husbands SS? First one is 66 and is on SS, second one is only 48. Thanks for your time. Pamela

Hi Pamela,

I started receiving my ss benefits at age 62, I will be 65 in September. in January of 2016 my husband age 61 became disabled, his benefits start in August 2016. My question, am I able to receive any other benefits from SS as a result of his disability?

Hi,

Potentially yes, but only if his disability benefit amount is more than twice as much as your full retirement age benefit (PIA). Excess spousal benefits are computed by taking one-half of the worker's PIA, and subtracting the spouse's own PIA.

Hello Larry,

I have purchased and read the new edition of your book. It may be my question is so simple it never gets explicitly highlighted or clearly addressed. Regardless, I need to know for sure. There has been so much made over file & suspend and the new laws that what I think is (and was) best for us never really gets emphasized, either before or after the new law took place.

I am going to take early benefits @62, my husband { he doesn't plan on retiring till 66 whom is currently 63} can I collect spousal benefits from his account without effecting his full retirement amount and then when I do hit 66 open my own acct?

I turned 66 on 3/22/16. I plan to work to 70. I have maximum credits for SS. I applied and SUSPENDED for me in March.
My wife will turn 66 on 5/4/17. I understand we are Grandfathered into the half spousal payment option.
My wife worked for different school systems, and she gets a pension payment of about $2,000 a month. She does not have anything close to necessary SS credits.

Hi Larry, thanks for taking my question. I am retired and started drawing s.s. at 62 yrs old. I receive just under two thousand dollars a month. My wife will be 62 this year and does not have the credits to draw s.s. on her own. If she were to file for spousal benefits could tell me (approximately) how much she should/would receive? Also, do any of the new laws you have been writing about affect us?

Thank you so much, Steve

My husband filed and suspended in January 2016 when he turned 66. I will turn 66 in December of this year. I was told that while I can file and suspend, I cannot apply for spousal benefits as my full ss pmt at age 66 would be more than half of my husband's amount - (the difference is about $21). I thought that this was not applicable for my age.

Thanks for “Get What’s Yours”. I read this early in 2015 and, despite changes to Social Security caused by the budget bill later in 2015, I found a lot of value in the information presented within the book.
Others may have asked this or a similar question. However, due to our ages, perhaps the answer is different.
While my wife and I were both born during 1956, neither of us is working full-time any longer. At FRA, my PIA will be $2525 while my wife’s PIA will be $905.