If I pass away, would my wife receive a greater amount of social security if I wait past my FRA (66) to collect or do the benefits cap out at my FRA.

Hi,

hi. I'm writing this on behalf of my mother. My mother who is 60 years old lives with my 65 year old disabled father. My disabled father has been collecting SSDI for over 10 years and he is now at the last stages of his life. My question is, once my father passes away, will my mother qualify for continuing receiving his disability benefits for as long as she is still working? and what will happen to this benefits if she does retire when she reaches the age of 67?

Hi,

I'm sorry to hear about your father's health problems.

I lost my husband last week, I am a disabled veteran on social security disability, my husband was much older than me, and was collecting his retirement, I'm his second wife, His pension companies told me when he retired his first wife was the beneficiary, but she died first, what do I qualify for through social security?

Hi,

I'm sorry for your loss.

Hello,

I want to thank you publicly for all of your help, I was the person who contacted you a couple of weeks ago about my husband's social security check. and widow's benefit. The SS rep I had spoken to had mistakenly told me that I would only get what my husband would have made at full retirement age, not including the delayed retired credit amount. I spoke with this same rep yesterday and cited section 407.1 (you pointed that out) and he called me back this morning and stated I indeed am entitled to the full amount my husband was receiving at death, at age 70.

Hello,
I recently applied for my husband's social security. He died in Jan, 2017. At that time I spoke with a SS rep locally in Lowell, who told me I had to wait until I was 66 to collect his full benefit. She even sent me a chart. This also included delayed benefits. My husband retired at 70 to get full benefits.

Hi Larry,

I am 56 years old and my wife of five years is 30. I am in excellent health and will likely live well into my 80's. My wife works and is making around $60k per year and obviously putting into the SS system. When I die at what age can my wife start to collect spousal benefits from Social Security? My salary is around 90K per year and has been for the last 10 years and should be for the next five until I retire.

Hi,

My DOB is May 1952 and my deceased husband's DOB was April 1951. I used the Maximize My Social Security software, which showed that with one exception it would be best for me to take my social security benefit at my FRA (66) and for him to start taking his spousal benefit, while letting his benefit grow to age 70, because his was greater. (The one exception would be if my husband should die within the first year, which as it turned out is what happened.) We applied for these benefits in November 2018 and received 6 months retroactive payment to the month that I turned 66.

Hi Larry. I just spoke to my neighbor who lost her husband approx 15 years ago. It can to my attention that she is not getting the much needed social security benefit of her deceased spouse. According to her she was denied her because she made too much money and she was a government employee. And she was denied spousal (widow) benefits of her deceased husband because he worked for the city of Detroit (Mich). I never heard of anything like this. He paid into social security for years! Is she entitled. Any idea how this can happen?

Hi,

Hi Larry my estranged husband was on SSD and getting 1700 a month and passed away 3 years ago. i have not remarried. At that time i was told i could receive widows benefit at 60 for 1600. Am I eligible to take widows benefits at 60? will it be reduced be cause of his SSD can I file and not touch my own SS until i'm at FRA or later? or will i be viewed as deeming and reduce my own benefit?

Hi,

Larry,