Can My Wife Collect Half Of My Age 66 Rate Even If I Haven't Filed For My Benefits?
Hi Larry -
After receiving COMPLETELY CONTRADICTORY ADVICE during various calls to SSA, I am writing you in the hope you can provide some guidance:
Background:
I was born January 1952 and my loving wife was born Sept 1951. Neither of us has claimed SS. I am no longer working; my wife still works, earning approx $35K/annum. My estimated benefit @ 70 is $3900/mo and my wife's @ 70 is $1600.
Questions:
1. My wife was told that she could currently file to collect 50% of the benefit I would have received @ age 66 (without my having filed). Is that . . . Read More
Category: Filing Options
Posted: Jun 22 2021 - 4:07pm
Does What I Read On Social Security's Website Mean That Since I Was Born In 1955 I Can't Put My Own Benefits On Hold And Collect Half Of My Husband's Benefit Amount?
Hello Larry,
In researching our plan to request social security benefits I ran across this statement on the social security administration's website. Does it mean that since I was born in 1955, that I cannot take advantage of filing for my benefits, putting them on hold, and then receiving 1/2 of my husband's benefits? He will be 70 in October of this year and he plans to file for his benefits then.
"If your spouse’s birthday is January 2, 1954 or later, the option to take only one benefit at full retirement age no longer exists. If your spouse files for one . . . Read More
Category: Filing Options
Posted: Jun 21 2021 - 3:31pm
Does Being A Domestic Partner In California Count As Being Married For Social Security Benefits?
Does being a Domestic Partner in California count as being "married" for Social Security Benefits (like Spousal or Survivor's Benefits), and if Yes then how long (9 months? 10 years?) must you be a Domestic Partner for you to be entitled to get Benefits, and how long after a partner's death can you apply for those Benefits? Thanks for your time.
Reggie
Hi Reggie. Whether or not a domestic partnership meets the requirements to be considered as a legal marriage for purposes of Social Security benefits depends on the date and the state in which the . . . Read More
Category: Spousal Benefits
Posted: Jun 21 2021 - 3:11pm
If My Disabled Adult Child Claims Benefits On My Wife's Record Now, Will He Be Able To Switch To My Account When I Apply?
I am 65; my wife is 63. My social security (SS) full retirement age PIA benefit is approximately $200 greater than hers. We had been planning on waiting to file for social security until a later date in order to maximize our benefits, especially delaying my filing in order to increase her survivor benefit. We recently learned, however, that our adult child who has been totally disabled since birth could qualify for DAC social security benefits once one of us applies for and receives SS benefits, so one of us will apply for SS now in order to get his SS benefits to kick in as . . . Read More
Category: Filing Options
Posted: Jun 21 2021 - 2:56pm
Will My Hungarian Pension Affect The Survivor Benefits I Receive From The US?
Im Hungarian and American citizen.I already have survivor benefits in USA.I worked 33 years in Hungary,so I earn social security benefits from there also in 2022.Will the Hungarian pension affect the benefits I already have in USA?
Hi. No. Foreign pensions have no effect on U.S. Social Security survivor benefits.
Best, Jerry
Category: Foreign Pensions
Posted: Jun 20 2021 - 9:10pm
Will I Be Able To Earn More When I Turn 62 Without Being Penalized?
Iv been on SSD since 2015& turning 62 July 2021. My current SSD is 2,168 per month& have been able to work within the guidelines making 15,000 pre year free lance remotely Its very difficult to live on this amount..leaving in Seattle. My quest when I turn 62 can earn more without being penalized?
Thks
Hi. No, turning age 62 wouldn't enable you to earn more and still qualify for Social Security disability (SSDI) benefits. To continue to qualify for SSDI benefits, which will automatically convert to regular Social Security retirement benefits . . . Read More
Category: Disability Benefits
Posted: Jun 20 2021 - 3:02pm
How Can I Get Extra Benefits?
ordered and received your book,getwhatsyours.i found nothing regarding a ever married man who filedforSS.early after losing my job at 64yrs.old.could youadvisemeonanyxtrabenefits?thankyousir.
Hi. My answer assumes that you've never been married. Larry's book covers a wide range of claiming strategies that depend on the type(s) of benefits that a person may be eligible for, but if you've never married then it narrows your options substantially. There are only 2 types of benefits that can be paid based on a person's own earnings, specifically Social . . . Read More
Category: Miscellaneous
Posted: Jun 20 2021 - 2:30pm
Will My Sister Lose Her Social Security Disability And Medicaid If She Sells Her Home?
My sister is on social security disability because she had a stroke. She needs to sell her home and move here from missouri so we can take care of her. We eventually will find her a house to buy, but will net about $93,000 off the house that will be in the bank till we find a house. Will she loose her social security disability and Medicade?
Hi. Selling a home wouldn't affect Social Security disability (SSDI) benefits, but if your sister is eligible for Medicaid then it may indicate that she's receiving Supplemental Security Income (SSI). SSI is a needs . . . Read More
Category: Disability Benefits
Posted: Jun 20 2021 - 7:47am
Can I Collect My Husband's Social Security Benefits If He Passes Away When I'm 55 Years Old?
I'm 55 years old can I collect my husband's Social Security benefits if he's passed away
Hi. You couldn't collect your husband's actual benefits, but you may be able to qualify for widow's benefits in the event of his death. However, the only way that you could qualify for widow's benefits prior to age 60 is if you're disabled, or if you have a child in your care who qualifies for child benefits on your husband's account and if the child is either under age 16 or is disabled.
Widow's benefits can amount to as much as your deceased spouse's full . . . Read More
Category: Widow's Benefits
Posted: Jun 19 2021 - 1:15pm
Can I Change My Direct Deposit From The Third Wednesday Of The Month To The Second Wednesday?
I get my SS by direct deposit on the 3rd week
each month.
Can I change the direct deposit to the second week
of each month.If so how do I do he process..
Thank you..any information is appreciated...
Hi. No. The day of the month on which you get your monthly benefit payment is not optional. Your payment day is determined by your day of birth. People born in the first 10 days of a month are normally paid their Social Security benefits on the second Wednesday of the month. People born from the 11th to 20th day of a month are paid on . . . Read More
Category: Payment Dates
Posted: Jun 18 2021 - 11:24am
