Does Social Security Recalculate My Benefit Amount To Include Earnings I've Had After I Started To Draw Benefits?
I began receiving SS benefits in 1992:but have continued to receive earned income subject to social security tax for the following 28 years. Does SS Administration recalculate my benefit to include my earnings in these subsequent years?
Hi. Yes. Social Security automatically recomputes Social Security retirement benefit rates when a person who's receiving benefits has an additional year(s) of earnings that are high enough to increase their benefit rate. But, Social Security retirement benefits are based on an average of a person's highest 35 years of . . . Read More
Category: Calculating Retirement Benefits
Posted: Apr 17 2021 - 6:24pm
Is It True That I Can Only Apply For My Benefits At My Local Office?
I filed a restricted application for a spousal benefit only back in 2017 when I turned FRA 66. I filed at my local social security office. I have been receiving 50% of my spouses social security amount. I am turning 70 and I have been told on the social security national 800 # that since I filed the spousal at the local office I can only file on my own record at 70 at the local office & cannot file on the national 800 #. Is that true & why is that? Thank You
Hi. You certainly wouldn't need to file your application in person. I'm not sure whether or . . . Read More
Category: Filing For Benefits
Posted: Apr 17 2021 - 10:31am
Does This Seem Right Or Fair?
My husband passed away in 2004 suddenly from septis. I was already on disability for a rare disease since 1998, and my daughter and son before my husband passed away was receiving a check each month of my Disability. When my son turned 18 his check stopped and so did my daughter,s. I moved back home and took her to get her GED, but the man said she was below grade level, and that was the end of that when she heard that. At that time everyone was bio-polar, but to make a long story short, she is receiving SSI because she was bi-polar. She has had only 1 elvaluation, and that had . . . Read More
Category: Benefit Amount
Posted: Apr 17 2021 - 10:12am
Can I Keep My Private Medical Provider When I Turn 62?
Hi Larry,
Thank you....
I am on Permanent Disability now (SSDI),
I will be turning 62 next April of 2022...
I read up on Social Security literatures and also was ably to access the “Calculator” for future amounts and age breakdown....
So as of right now, social security is DEDUCTED $140.00 monthly and additional 20.00 for Kaiser Permanente Hospital, which has been my Medical provider for decades even when I was still employed at Bank of America....
So my question is, CAN I KEEP MY PRIVATE MEDICAL PROVIDER WHEN I TURN 62 until the end of my . . . Read More
Category: Medicare
Posted: Apr 17 2021 - 10:01am
If An SSDI Recipient Has Rental Properties, Will Transferring Them To An LLC Convert The Rental Income To Earned Income?
If someone who receives SSDI has rental properties transfers them to individual LLCs for better liability protection, will the rental income from the properties, now paid to the LLC, and then transferred to the SSDI recipient as the owner of the LLC, somehow convert from being passive income to earned income for the SSDI recipient?
Hi. No. As long as the income is rental income, it would be considered as unearned and wouldn't adversely affect a person's Social Security disability (SSDI) benefits. The only way that receipt of rental income through a . . . Read More
Category: Disability Benefits
Posted: Apr 16 2021 - 12:25pm
How Much Of My Benefit Does My Wife Receive If I Die?
How much of my benefit does my wife receive if I die
Hi. The exact percentage of your benefit amount that your widow could receive would depend on her age and other factors (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0407.html). Basically, though, she could potentially be paid up to 100% of your benefit rate if she's at least full retirement age when she starts drawing as a widow. However, if your wife is receiving her own benefit she could only be paid up to . . . Read More
Category: Widow's Benefits
Posted: Apr 15 2021 - 5:42pm
Can I Appeal When My Medicare Premiums Increase?
Our 2020 taxes will be higher by $180,000 due to withdrawals of 401 k. Can I appeal in 2022 when Irmaa in increased. 2021 income will be way below threshold
Hi. Yes, you can file an appeal or ask Social Security to make a new initial determination based on a more recent tax return on which to base your Medicare premiums, but that would only change your IRMAA status if the change in your income resulted from what's defined as a life-changing event (LCE). If you think you'd qualify, you can find the required form here: . . . Read More
Category: Medicare
Posted: Apr 15 2021 - 3:14pm
Will My Daughter And I Have To Pay Back Benefits If My Husband Makes More Than His Income Limit?
My husband recently filed for his ssa. His job is cutting back his days and we have to take it earlier than we wanted. He turns 65 in July. Unbeknownst to me, my daughter and I are eligible for benefits as well. She is 15. If he makes more than his income threshold, does this mean that she and I would have to pay back our benefits as well?
Thank you
Hi. Yes. You and your daughter couldn't be paid benefits from your husband's Social Security account for any months that his benefits need to be withheld due to his earnings. However, your and your . . . Read More
Category: Earnings Test
Posted: Apr 15 2021 - 1:10pm
When I Pay Off My Back Social Security Taxes Will My Social Security Benefits Increase?
I'm on an installment plan. When I pay off the $10.000 behind back social security taxes that I owe, will my social security benefits increase?
Hi. I can't give you a definitive answer. About the only way that paying past due Social Security taxes might increase your Social Security retirement benefit rate is if you reported self-employment earnings for past years, and if those earnings haven't yet been considered when calculating your benefit rate. Even then, your benefit rate would only increase if the newly reported earnings were high enough to replace . . . Read More
Category: Miscellaneous
Posted: Apr 15 2021 - 1:00pm
Can I Send In A Copy Of My Driver's License To Get A Replacement Social Security Card?
I need a. Replacement social security card. Must I send my drivers license in as proof of identity or can I
Send a copy. I don’t like being without my drivers license.
Hi. Social Security doesn't accept photocopies as evidence, but I think you can request a replacement card online without being required to mail in your driver's license. For more information on that process, refer to the following Social Security website: https://www.ssa.gov/myaccount/replacement-card.html.
Best . . . Read More
Category: Social Security Numbers
Posted: Apr 15 2021 - 12:56pm
