What Happens When I Turn 62?
Hi Larry,
I just turned 60. I've been on a combination of SSDI/SSI for a long time due to disability. I get $275 SSI because my $679 SSDI payment alone is below the limit. I also get Medicare AND Medi-Cal (I'm in California). What happens when I turn 62? What about when I reach full retirement age? What if I got married or went into a domestic partnership?
Hi,
Nothing will necessarily change when you turn 62, and nothing significant will change when you reach full retirement age (FRA) other than your Social Security disability (SSDI) benefits . . . Read More
Category: Miscellaneous
Posted: Apr 28 2020 - 10:05am
Would Filing For Her Benefits At Age 62 Affect What My Wife Can Draw Once I Claim My Benefits?
I am 65 years of age and plan to claim my SS benefit at 66 & 2 months to get my normal benefit. My wife will soon be 62 and has earned a SS benefit that is substantially lower than mine as she worked minimally while we reared three children. My question relates to her filing for benefits at age 62. Will this in any way affect what she can draw once I begin claiming a benefit as well? When she reaches her full benefit age, will she be able to then claim the spousal benefit of 50% of my benefit? Will her claiming a benefit at age 62 affect her widow benefit? Thank you.
. . . Read More
Category: Filing Strategies
Posted: Apr 28 2020 - 7:43am
Is My Brother Eligible To Receive A Stimulus Check?
My brother is 47 and on Social Security. Is he eligible to receive a stimulus check that the government is issuing out . Thank you I appreciate the answer. Sincerely Coleman
Hi Coleman,
I'm sorry, but my expertise is limited to Social Security benefits, and stimulus payments are not Social Security benefits. The IRS has set up the following website with information regarding stimulus payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments . . . Read More
Category: Miscellaneous
Posted: Apr 27 2020 - 4:39pm
What Should My Sister Do To Get Survivor Benefits?
My sister is 70 yoa. She collects a pension from the Dallas PD of $50,000. Her husband deceased two years ago. He was getting SS benefits when he passed. My sister has tried on two occasions to collect survivor benefits but was denied twice telling her that she makes too much money to get survivor benefits.
What should she do as I am told that she is entitled to his benefits.
Hi,
A person can be technically entitled to Social Security benefits without being eligible to be paid any benefits, and it sounds like that's probably true of your sister . . . Read More
Category: Survivor Benefits
Posted: Apr 27 2020 - 4:20pm
Will We Ever Get The Stimulus Checks?
My husband and I filed a joint return for 2018. We both get SS. We also used IRA monies tha year, but were able to deduct that from Federal Income tax’s due to medical expenses. So, we neither owed money to the IRS, nor got a refund. Will we ever get the stimulus checks? We are in the income bracket to receive the full stimulus. I get no information on the IRS site.
Hi,
I'm sorry, but my expertise is limited to Social Security benefits, so I'm simply unable to answer questions about stimulus payments.
Best, Jerry
Category: Miscellaneous
Posted: Apr 27 2020 - 4:13pm
If I Pass Away Would My Wife Be Entitled To My Retirement?
My wife is currently retired under the terms of the old federal government pension plan. I will be retiring soon on social security. I would like to know if I pass away would my wife be entitled to my retirement and if not what would be the best way for her to maximize her potential income. Thank you
Hi,
Assuming that your wife is already receiving her pension, It sounds like any Social Security spousal or survivor benefits for which she'd qualify would likely be offset by 2/3rds of the amount of her government pension ( . . . Read More
Category: Survivor Benefits
Posted: Apr 27 2020 - 3:53pm
Why Can't I Qualify For Benefits On My Husband's Record?
I been on disability for quite awhile age 58 now. My husband passed at age 66. He was just getting retirement. I get widow benefits with my disability. Why can't I qualify for his spousal? He was getting 3000 a mtg now I dont get it
Hi,
I'm sorry for your loss.
You can't get a both Social Security disability (SSDI) benefits and full widow's benefits at the same time. You could, however, possibly qualify for a partial disabled widow's benefit in addition to your SSDI benefits, but only if your husband's primary insurance amount (PIA) is higher . . . Read More
Category: Disabled Widow(er) Benefits
Posted: Apr 27 2020 - 3:40pm
Would It Be Best To File For My Own Social Security At Age 62 And Then File On My Ex's Record When He Turns 62?
I will be 62 in Nov and no longer work. my x is 57 and still working. Will I be able to start my social security at 62 then draw on his when he turns 62 because he make more money? Would that be the best situation for me?
Hi,
You can't file for your own benefits and later switch to drawing just divorced spousal benefits. However, if you were married for at least 10 years and if your ex's primary insurance amount (PIA) is more than twice as much as your PIA, you could file for your own benefits as early as age 62 and then get additional divorced . . . Read More
Category: Filing Strategies
Posted: Apr 27 2020 - 11:34am
Why Didn't I Receive My Husband's Full Rate After His Death?
Hi Larry my husband passed I January I waited 3 months for my widows pay but it's only 3 hundred and some change his is higher than my IAM 64he passed at 67 I get for my own disability 682 amonth and they put his 382 dollars to add to my but his disability was 1300 a month why didn't I receive his it's more than mine monthly and no IAM not divorce from him nor remarry Darlene thank you please respond
Hi Darlene,
I'm sorry for your loss.
Since you and your husband were both drawing Social Security disability (SSDI) benefits, your unreduced widow . . . Read More
Category: Widow's Benefits
Posted: Apr 27 2020 - 11:20am
What Can I Do To Receive More From Social Security?
Hi Larry i have a couple questions to ask if thats ok my first question is i have been receiving social security disability also social security its barely enough for me to pay my rent and maybe one bill my question is is there anything that i can do or what can i do to receive more from social security? My second question is my mom is 65 years old she will be turning 66 in december my question for that is she recieves widows benifits my dad passed away in 05 they were married over 20 plus years together over 34 years can she start to recieve survivors benifits and also my dads . . . Read More
Category: Miscellaneous
Posted: Apr 27 2020 - 10:58am
