Ask Larry: Questions and Answers | BAM - Maximize My Social Security

Displaying 3841 - 3850 of 10063 questions.

Do I Get More Money If My Husband Is Deceased?

I'm turning 65 in August my husband is dead do I get more money?

Hi,

I'm sorry for your loss.

You can't get both your own Social Security retirement benefit and a full survivor benefit at the same time. If you file for both you can only be paid the higher of the two benefit rates. However, you could potentially file for one type of benefit first, then file for the other benefit later.

For example, you could potentially file for survivor benefits now and then wait until age 70 to file for your own Social Security retirement benefits . . . Read More

Category: Miscellaneous
Posted: Apr 20 2020 - 3:55pm

Will I Receive My Full Social Security Benefits Even Though I Receive A CSRS Survivor Benefit?

I’m currently receiving a survivors annuity from my wife who was a post office employee under the CRSR programMeaning she did not pay into Social Security she paid into a retirement pension will I be able to receive my full Social Security benefits even
Even though I’m Receiving survivors benefits

Hi,

Yes, receipt of a federal CSRS survivor pension would have no effect on any type of Social Security benefits for which you may be eligible.

Best, Jerry

Category: Non-Covered Pension - WEP / GPO
Posted: Apr 20 2020 - 3:51pm

Can I Get My Deceased Husband's SS Now At Age 58?

HeavenO I am Katie I am 58.My 88Husband past on August 312016 weave been married for 27 year's can I get his SS now

Hi Katie,

I'm sorry for your loss.

Unless you're disabled or you have an eligible child in your care, the earliest that you could qualify for survivor benefits on your deceased husband's Social Security record is at age 60 (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html).

Best, Jerry

Category: Survivor Benefits
Posted: Apr 20 2020 - 1:09pm

At What Age Will Social Security Transfer My SSDI Benefit To SSI?

I'm 56 years old on ssdi been on ssdi for 3 months what age wil they transfer me over to ssi?

Hi,

Just to be clear, SSDI is the abbreviation normally used for Social Security disability benefits. SSI is used as the abbreviation for Supplemental Security Income, which is a needs based benefit administered by Social Security. SSDI benefits would never convert to Supplemental Security Income (SSI), although a person could qualify for both SSDI and SSI if their SSDI rate is very low.

If you're receiving SSDI now at age 56 and you continue to be . . . Read More

Category: Disability Benefits
Posted: Apr 20 2020 - 12:34pm

Can You Give Me Any Advice?

I am born 1961 and my husband 1949. We took his SS at his 62 years and had a minor child at home. It was the recession and loss of work. No other choice, believe me. It saved us. My husband is 70 and still working. We don't know at what point he may not be working. I am not working but have been looking. We owe $120,00 on a modest (already downsized home. We only have 50,000 saved (CD's) and a small 401K (30,000) that could lose money. Old vehicles. No other debt. Two children are self-sufficient for now. We have 2 grandchildren. No inheritance or anything else forthcoming. We . . . Read More

Category: Filing Options
Posted: Apr 20 2020 - 10:08am

Will I Get A Stimulus Payment?

The money trump give every one my husband got his and I want to know will I get one because i get money from social security for my anxiety and I I married

Hi,

I can only answer questions about Social Security benefits, and stimulus payments are not Social Security benefits. You may want to refer to the IRS's website for information about stimulus payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments.

Best, Jerry

Category: Miscellaneous
Posted: Apr 20 2020 - 10:03am

How Do I Get A Big Raise In My Benefit Amount?

I have a few questions...
I' just turned 46 years old. I only make the the lowest on SSI DISABILITY and my first question is .. how do I get a big raise.. and not $1 !! And my 2nd question is my first husband and I moved to Germany and he was in the Army. Do I get any spousal benefits from SSI ? And if I d ok please give information! And yes I was married a 2nd time and still am... but have NOT been with him for over 15 years! Thank you!

Hi,

If what you receive is Social Security disability (SSDI), I'm afraid there's no practical way to get a . . . Read More

Category: Disability Benefits
Posted: Apr 20 2020 - 9:45am

Can I Collect Widower Benefits At Age 66 And Let My Own Benefits Grow Until Age 70?

Hi Larry, my question is about widower benefits. I will be turning 66 on December 4th of this year. My wife of 30 years died when I was 52. I remarried when I was 64. My question is. I plan on working until age 70 and was wondering if I could collect widower benefits, from my first wife, at age 66 and let my own benefits grow until age 70. So I can collect at a higher 32% rate.

Thanks, Vince

Hi Vince,

Yes, that's certainly a possibility. In fact, if your earnings would permit payment of any widower's benefits prior to the month you reach age . . . Read More

Category: Filing Options
Posted: Apr 20 2020 - 8:36am

Can Anything Be Done For My Wife And I To Get A Stimulus Check?

I'm a retired person my wife not neither works 2019 tax return time my son claimed us as a dependent for the first time.Now we learned that we are not eligible to get stimulus check I have very low ssi income is there any thing can be done to get this stimulus check to my wife and my self, thank you for the help best regards

Hi,

My only area of expertise is Social Security benefits, and stimulus payments are not Social Security benefits. For information on stimulus payments you'll need to refer to IRS's website: . . . Read More

Category: Miscellaneous
Posted: Apr 20 2020 - 8:30am

Am I Missing Something?

In my divorce settlement it was calculated by the judge that I will receive $2,000 from SS per month at age 62 (I am forced to take it at 62 as required by the decree). My former husband has paid the maximum over the last 10+ years. I will be 62 in 2028. And I am assured that this SS at 62 for 2,000 combined with another 1,000 by my ex, that I will receive, at minimum, 3,000 per month. Since this is all that I can expect to live on, this is quite important to me. I was completely dependent on him as I stayed home to raise our kids. My question is that this simply doesn't sound . . . Read More

Category: Divorced Spousal Benefits
Posted: Apr 20 2020 - 8:07am

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