Am I Forced To Sign Up For Medicare When I File For Divorced Spousal Benefits?
Dear Larry
I am 67 and past FRA. I meet all the criteria for Divorced Spousal benefits and have started the SSI paperwork. I am still working and do not need Medicare as I am covered by my employer. Am I forced to sign up for Medicare when I submit the claim for divorced spousal benefits? I can not find the answer anywhere.
Thanks for considering
Hi,
The only part of Medicare that you'll be forced to file for if you apply for benefits is Part A. Part A coverage is free for people who qualify for monthly Social Security benefits, so it . . . Read More
Category: Medicare
Posted: Apr 11 2020 - 8:00am
How Can I Apply For Benefits If I Can't File Online?
Larry, I reach 70 in a few months and need to file for Social Security under my own record, having delayed my benefit to receive maximum DRCs. I am currently receiving spousal benefits only. I understood from a previous question that I can’t apply online, and must either apply in person or by phone. Do you have any information about how those of us who must call to apply are faring during the COVID-19 pandemic? Any words of advice on how to ensure this goes smoothly? Thanks for the great advice that is enabling us to increase our income in our later years.
Anne
. . . Read More
Category: Filing For Benefits
Posted: Apr 11 2020 - 7:50am
Will I Receive A Stimulus Payment?
My sister helps me out I live alone I'm on social security disability she claimed me on her tax will I receive a stimulus check I'm 55
Hi,
I'm sorry, but my expertise is limited to Social Security benefits, so I'm unable to answer questions about stimulus payments.
The IRS website has posted the following information about stimulus payments: https://www.irs.gov/newsroom/economic-impact-payments-what-you-need-to-know.
Best, Jerry
Category: Miscellaneous
Posted: Apr 11 2020 - 6:31am
How Do I Get A Router Account Number?
How do i go about getting my router number account number
Hi,
I'm not sure what your asking, but information regarding direct deposit of Social Security benefits can be found here: https://www.ssa.gov/deposit/howtosign.htm.
Best, Jerry
Category: Miscellaneous
Posted: Apr 11 2020 - 6:26am
When Can I Possibly Start To Receive Any Ex-Spousal Benefits?
Hello,
I am 60 yrs old currently receiving SS Disability and wanted find out if I am eligible for Social Security Benefits although my ex husband hasn’t retired yet and is still working at 68. When can I possibly start to receive any ex-spousal benefits? We were married 6 yrs. Am I eligible for anything and if so do wait until he actually retires?
Thank you
Hi
You'd have to be at least age 62 to potentially be eligible for divorced spousal benefits, and your ex would either have to be drawing his benefits or be at least age 62. Even then . . . Read More
Category: Divorced Spousal Benefits
Posted: Apr 11 2020 - 6:15am
Is What Social Security Told Me About My Medicare Premium Rate Correct?
I will turn 65 this month and am now on Medicare. Since my Medicare Part B premiums (medical and prescription drugs) are deducted from my monthly Social Security benefit, my monthly benefit has now decreased due to the $144.60 being deducted for my Part B.
I was recently informed that due to my income in 2018, an additional $70 ($57.80 medical plus $12.20 prescription) would be deducted from my monthly SS benefit due to my income in 2018. My father passed away that year and my income increased due to an inheritance I received. Based on my 2018 income, I now am paying a . . . Read More
Category: Medicare
Posted: Apr 10 2020 - 11:35am
What Do I Need To Do To Continue Getting My Social Security Payments?
I lost my checkbook with my Account Information. How can I get redo my account information to continue getting my monthly Social Security check by the 4th Wednesday of the month?
Hi,
Losing your checkbook wouldn't affect your Social Security payments as long as you don't close your bank account. Ideally you don't want to close the bank account where your Social Security payments are directly deposited until your benefits have started going to a different account. If you do close your account and the bank receives a direct deposit to the closed . . . Read More
Category: Miscellaneous
Posted: Apr 10 2020 - 11:20am
What Is The Best Option In My Case?
Hello Larry and thank you for reading my email . My question is we have a disabled adult child and my wife is 53 and I am 62 . What would be the benefit if any for my daughter or my wife if I were to retire at 62 or should I try another job being my doctor thinks I have worked in the field as a blue collar worker I have a pension coming due to my years of service and age . Per my social security record I have paid in since 1973 and I don’t know where to start or what to pursue I appreciate your response if you have the time . Thanks "..Mike
Hi Mike,
. . . Read More
Category: Filing Strategies
Posted: Apr 10 2020 - 11:00am
Can I Receive Survivor Benefits While My Children Are Young and Still Receive Benefits At Retirement?
My husband passed away at age 41 and I am the same age. We have three children under the age of 18 and am wondering what my options are for receiving social security benefits. I was told that I could collect survivor benefits for the three children as well as myself.
1) If I collect the survivor benefits now, does that impact what I am able to collect at retirement from my husband's social security record (he made more money than I did)?
2) If I find a job that puts me above range for collecting survivor social security, could I restart the survivor benefits if I . . . Read More
Category: Survivor Benefits
Posted: Apr 10 2020 - 10:43am
What Do I Do If My Grandson's Social Security Card Was Lost?
I. Have had. My. grandsonsence. He was. Born his parents. R in jail. I. Have his B.C. but I. don't have. S Scard. I. No he. Has one. The. OtherG parents had, it. and lost. It. and I don't. No. What. To do
Hi,
If your grandson is a minor and you're his legal guardian then you can apply for a replacement Social Security card for him. The application form can be obtained from Social Security, or you can download one here: https://www.ssa.gov/forms/ss-5.pdf. You'll need to submit proof of guardianship . . . Read More
Category: Miscellaneous
Posted: Apr 10 2020 - 10:27am
