Can I Collect My Ex-Spouse's Social Security Even If He's Only Age 56 And Hasn't Applied For Benefits?
I want to retire at 65 in march 2022..I am divorced. Was married from 1993-2016. My ex is 8 yrs younger making him 56 yrs old now. Will I be able to collect his social security even though he has not applied for his own being he is not at retirement age?
Hi. No. As long as your ex-spouse is still living, the only way that you could potentially qualify for divorced spousal benefits is if your ex is either at least age 62, or if he's drawing Social Security retirement or disability benefits.
Best, Jerry
Category: Divorced Spousal Benefits
Posted: Oct 27 2021 - 1:56pm
Am I Able To Draw SS On My First Husband After A Period Of Time After Divorcing My Second Husband?
Hi Larry, I'm 62 and in process of getting a divorce. This is my second (and last!) marriage. My question is- am I able to draw SS on my first husband after a period of time post divorce? My SS will only be $900 a month but I will probably start soon because I'm having medical issues but from what I've heard, it may be possible to transition to his later on. We were married 11 years. I've only been legally married to my current husband for 4 years although we've lived together for nine.
Hope you can clarify this for me!
Lisa
Hi Lisa. You just . . . Read More
Category: Divorced Spousal Benefits
Posted: Oct 27 2021 - 1:28pm
Can I Offset My Taxes By Increasing My 401K Contributions?
If I am working full time while collecting social security can I offset my taxes by increasing my contribution to my 401k at work??
Hi. I'm sorry, but my expertise is limited to Social Security benefits. I'm unable to answer tax questions.
Best, Jerry
Category: Miscellaneous
Posted: Oct 27 2021 - 1:25pm
Can I Earn Delayed Retirement Credits On My Railroad Retirement While I'm Collecting Social Security?
I am eligible for railroad retirement benefits and social security benefits. I will reach FRA in May 2022. Two customer service officials at the Railroad Retirement Board suggested I file at the SSA for social security benefits when I reach my FRA, make it clear to the SSA that I am not filing for railroad retirement benefits, collect social security benefits until I reach age 70, then stop them and start my railroad retirement benefits. Both officials were certain I would earn Delayed Retirement Credits on my railroad retirement while I was collecting social security benefits . . . Read More
Category: Railroad Retirement & Social Security
Posted: Oct 27 2021 - 1:08pm
Can I Lose My SSDI Benefits If I Start Working Part-Time?
Hi there, Can I lose my SSDI benefits if I start working part-time and have a disability from depression, but currently stable. I would like to work at least 15 works a week. I am just 43 years old and I graduated from college.
Hi. You could lose your Social Security disability (SSDI) benefits if you either work and earn too much to be considered as disabled, or if Social Security does a medical review and decides that your impairment is no longer considered disabling.
SSDI benefits don't stop due to a person's earnings unless they earn above the . . . Read More
Category: Disability Benefits
Posted: Oct 26 2021 - 6:22pm
What Will Happen If I Go Over The $2000 Threshold?
I have SSI and my crypto asset is about to hit $2000. I'm told because i benefit from SSI i cannot pass the $2000 threshold. What will happen if I do? Will they take it away immediately and make me pay back? What should I do?
Hi. Your countable assets do need to be no more than $2000 in order for you to be able to qualify for Supplemental Security Income (SSI) payments. Social Security would need to suspend your payments if and when the value of your countable assets exceed that amount. However, you would not have to repay the SSI payments you received . . . Read More
Category: Supplemental Security Income
Posted: Oct 26 2021 - 6:14pm
Can I Draw Social Security On My Husband?
I will be turning 65 in February and want to know if I can draw Social Security on my husband? He is still living....I have been disabled all my life due to 3 automobile accidents. I’ve never felt sorry for myself. Thank You
Hi. Assuming that you're still married to your husband, you could only qualify for spousal benefits if your husband is drawing Social Security retirement or disability benefits and if his primary insurance amount (PIA) is more than twice as much as your own PIA. A person's PIA is equal to their Social Security retirement benefit rate . . . Read More
Category: Spousal Benefits
Posted: Oct 26 2021 - 6:08pm
Can I Apply For Spousal Benefits?
Hi Larry, this SS issue has me a bit confused. My wife is currently 61 and is no longer working. She worked for the State of Kansas for over 25 years. I am soon to be 65 and play on retiring in when I'm 66 & 6 months my FRA. Not sure what our options are but was curious if any of the following can be applicable.
1) My wife starts collecting her SS benefits at age 62 (2022). Her benefits would be approximately $1,000 per month.
2) Can I apply for spousal benefits under her SS benefits??
3) If I can what effect would that have on my collecting my benefits at . . . Read More
Category: Filing Options
Posted: Oct 26 2021 - 5:58pm
Can You Tell Me When I'll Get My First Payment?
Hey Larry I applied for social security in August, 2021 I will be 62 in November i am aware that Iwill not be getting my full benefit but I plan to still work and draw my ss.I was told that I could receive my benefits in December 2021 aand someone else told me that it would be Jan 2022 Can u tell me which is correst? Thank you
Hi. My answer assumes that your ongoing earnings won't be high enough to prevent you from being paid benefits (https://www.ssa.gov/benefits/retirement/planner . . . Read More
Category: Retirement Benefits
Posted: Oct 26 2021 - 1:56pm
What Is The Correct Procedure For Getting My Birthdate Corrected In Social Security's Records?
Hello Larry,
I have purchased Maximize My Social Security & MaxFi Planner, both excellent software.
I will apply for SS soon, I am 66.
My question is…
The SS records show my birth date as 1954 but it is actually 1955 as shown on birth certificate.
What is the correct procedure for the records correction?
My local office, Syracuse, NY will not answer the phone or schedule an appointment.
I have a certified copy of my 1955 birth certificate.
Thank You so much!
John
Hi John. You could probably correct . . . Read More
Category: Miscellaneous
Posted: Oct 26 2021 - 1:33pm
