What Benefits Can I Expect In The Future?
I need to know what is going to happen in my future, so my husband has been working at his job fir over 20 yrs and I only worked here and there throughout my life so when it comes to social security will I get any or will my husband be the only one to get social security? He has taken care of me for almost 20 yrs and I have not worked at all& never will be able to due to chronic pain but not I also was told long ago I couldn’t get disability social security cause my husband makes around 75,000 plus a year is that true?? What will happen if my hubby passes away what will I . . . Read More
Category: Filing Options
Posted: Jul 22 2021 - 12:41pm
Can I Have My SSDI Transferred To Regular SS At Age 62?
Can I have my SSDI transferred to regular SS at age 62 even though my retirement age is 67 and will it be the same as i get now because i did work two years part time on the tkt to work program but now can no longer do it
Than you
Hi. You could switch from collecting Social Security disability (SSDI) benefits to Social Security retirement benefits at age 62, but that would likely just reduce your monthly benefit rate roughly 30%. SSDI benefits are calculated at 100% of a person's primary insurance amount (PIA), which is the amount that a person . . . Read More
Category: Filing Options
Posted: Jul 22 2021 - 12:22pm
Why Didn't My Family Member Get A Benefit Payment For May?
A family member on SSDi received a letter stating his benefit would arrive on a specific date each on the instead of the fourth Wednesday. They had not received the May benefit in June, but received the June benefit on July 3. This due to coverage of a underage dependent starting.
So where is the benefit for May? He received nothing in June. That is difficult for a person on limited income.
Hi. I have no idea. The only people who are paid their Social Security benefits on the 3rd day of each month are people who either receive Supplemental Security . . . Read More
Category: Disability Benefits
Posted: Jul 22 2021 - 12:13pm
How Much Will I Get When I No Longer Receive SSDI?
I'm 64 I'm working I've been on ssdi since 2007.ssa has me as statutory blind.im receiving almost 1400 a month from ssdi.i make 1500 a month working for a year now.before that I've worked every year and totaled about 3500 dollars them past years.im on the ticket to work program.my question is how much will be getting when I turn 70.or whenever I'm not receiving ssdi
Hi. Your Social Security disability (SSDI) benefits will automatically convert to regular Social Security retirement benefits when you reach your full retirement age (FRA), but I can't tell you . . . Read More
Category: Disability Benefits
Posted: Jul 22 2021 - 9:19am
How Do I Find Out Who I'm Speaking With At Social Security?
I ask a social security employee her name she said she could not give it out so i ask if she had an id number she said she did not i ask to speak with her supervisor she said she would connect me with them and then just hung up and the same person has done this twice now how do i find out who i am speaking with at the social security office i know it was social security offic because i called them they did not call me. an answer would be very appriciated thank you
Hi. As far as I know, federal employee names and salaries are considered as public information . . . Read More
Category: Miscellaneous
Posted: Jul 21 2021 - 6:28pm
What Will I Receive When I Start Receiving Social Security Retirement Benefits?
I am disabled and I am now 61. I must now file for retirement, I do have just 40 credits. I now make $794. MONTH WHAT WILL. I make now. Possibly?
Hi. The amount of your Social Security retirement benefit would be calculated based on an average of your 35 highest years of Social Security covered wage indexed earnings. Without knowing that amount, I can't give you an estimate of your benefit rate.
I can tell you that if the $794 that you're currently receiving is Supplemental Security Income (SSI), your SSI payments will be offset dollar for dollar by . . . Read More
Category: Calculating Retirement Benefits
Posted: Jul 21 2021 - 10:30am
Why Am I Not Receiving My Husband's Full Rate?
My spouse was awarded SSDI after he was deceased. He had already retired, but then applied for SSDI. About 1 year later I became disabled and now receive SSDI based off of my record. I applied for disabled widow benefit, yet do not receive an amount that would equal the higher of the two (mine is 1661 and he made 2570. I receive 600 from his). Why would this be?
Also, will benefits be forever reduced?
Also, I am not planning to be on SSDI forever (who does)? If and when I am able to return, will I be penalized later in life for having taken widow benefits while on . . . Read More
Category: Disabled Widow(er) Benefits
Posted: Jul 21 2021 - 9:55am
How Much Will My Wife's Benefit Rate Decrease Because Of Her Pension?
I am close to retirement. My wive works for a college where she will get a pension. She has been there 10 years.
I expect to retire at 65.
My wive earned enough credits in disuse security to get benefits.
How much will her be fit decrease due to the pension.
Hi. Assuming that your wife's pension is based on earnings that were exempt from Social Security taxes, it sounds like receiving her pension will cause her Social Security retirement benefit rate to be lowered due to the Windfall Elimination Provision (WEP). The WEP formula is . . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Jul 21 2021 - 9:43am
Is It Correct That I Can Claim My Husband's Benefits If I Make $6,000?
I retired from the Postal Service in 2010 under CSR. My husband is deceased but was receiving Social Security, we were married 25 years. I am working to qualify for my social security, and was told I only needed to make $6,000. before I can qualify. After I qualify I want to claim my husband’s benefits.
Hi. You wouldn't need additional earnings to potentially be eligible for widow's benefits. People can qualify for widow's benefits even if they've never worked. However, it sounds like any widow's benefits you qualify for would be offset by 2/3rds of the . . . Read More
Category: Widow's Benefits
Posted: Jul 20 2021 - 1:20pm
Is It Possible To Take My Social Security At Age 62 And Then Take My Husband's SS At Age 65?
I am widowed and will be 62 in September. I plan to take my social security in September and then take my husbands at 65. Is this possible?
Hi. I'm sorry for your loss. The answer to your question is yes, but I don't have enough information to be able to tell you whether or not your plan is a good one. Depending on your relative benefit rates and whether or not you'll be working, your best filing strategy is almost certainly one of the following:
1) File for reduced widow's benefits at now or as soon as your earnings will permit at least some . . . Read More
Category: Filing Options
Posted: Jul 20 2021 - 1:09pm
