Ask Larry: Questions and Answers | BAM - Maximize My Social Security

Displaying 801 - 810 of 10063 questions.

Am I Able To Get More Benefits Because I'm Labeled As Chronic Non-Help?

I was on disability since 2004; a few years ago I went to retirement. I was not able to return to work.
My I found outthrumy doctors records that I am chronic and that I will never get better again if anything I will be getting worse. It was due through a accident at my job I fell in a hole. I figured maybe they thought I needed to go back to work disability part but I was not able to go I have been without extra funds for some time and was wondering if I am able to get more benefits because I am labeled as chronic non-help. Thank you Brenda

Hi Brenda . . . Read More

Category: Disability Benefits
Posted: Aug 6 2022 - 12:16pm

What Is The Typical Amount I Could Draw For SS Disability?

What is the typical amount I could draw for SS Disability? I am already on Medicare.

Thank you

Hi. There is no 'typical' amount. Social Security disability (SSDI) benefits are paid at 100% of a person's primary insurance amount (PIA), and each person's PIA varies depending on their average wage indexed Social Security covered earnings in the years used to compute their benefit rate (https://www.ssa.gov/OP_Home/handbook/handbook.05/handbook-0503.html). The higher your . . . Read More

Category: Disability Benefits
Posted: Aug 5 2022 - 2:27pm

Is It Correct That I Get My Benefits On The Fourth Wednesday Of The Month?

Hi, I just read your explanation to another question but I'm still not clear. My birthday is the 20th of the month but I get my benefits on the 4th Wednesday. Is this correct?

Hi. Not if you're receiving Social Security retirement or disability benefits based on your own earnings. People born from the 11th through 20th day of a month are normally paid on the 3rd Wednesday of each month (https://www.ssa.gov/kc/rp_paybenefits.htm).

However, if you receive benefits based on the Social Security . . . Read More

Category: Payment Dates
Posted: Aug 5 2022 - 2:19pm

How Will The Fact That My Ex-Spouse Took Social Security Disability Benefits Early Affect Me?

Hi Larry, my ex husband has taken a Social security disability retirement from his job as an firefighter. I'm entitled to half of his pension/retirement. How does this affect me now since he's taken a early social security disability at age 57.

Hi. Your ex-spouse's entitlement to Social Security disability (SSDI) benefits won't adversely affect either your potential Social Security divorced spousal or survivor benefits. SSDI benefits aren't reduced for age regardless of at what age a person starts drawing them. Furthermore, if your ex is eligible for an . . . Read More

Category: Divorced Spousal Benefits
Posted: Aug 5 2022 - 2:03pm

Will My Current Earnings Replace Lower Years And Increase My Benefit Amount?

Hello Larry, I have several years of $0 to $3,000 of earnings within my 35 year base period. I have started drawing my benefits last year at 681/2. I continue to work part time earning approximately $12,000+ annually. Will my current earnings offset those years of low income and readjust my monthly benefits?
Thanks, Mark

Hi Mark. Yes. Your current and future earnings would definitely replace any zero earnings years that are included in your 35 year average, which will increase your Social Security retirement benefit rate at least somewhat. However, . . . Read More

Category: Calculating Retirement Benefits
Posted: Aug 5 2022 - 11:54am

When Can I Start Getting My Husband's SS?

Hi Larry,I will be turning 62 this September I was born in 1960,I've been on disability for about 11 years,my husband started his SS at age 70yrs old,my question is ( When can I start getting his SS ,but I want to wait so I can get a larger amount. At what age should I start drawing off his SS and what percentage would I get off his SS if I wait. He makes about $1,800 more then I do. Hope I explained ok for you to understand what I'm asking, Thank you,Deanna Ps..And what percentage would I get if I wait until I'm 65. Tks.

Hi Deanna. My answer assumes that . . . Read More

Category: Spousal Benefits
Posted: Aug 5 2022 - 11:20am

Can I Find Out My Ex-Husband's Benefit Amount?

Can I find out my ex husband’s benefits in order to determine what I could receive from his record?

Hi. If your ex-husband is living, Social Security can't tell you his actual benefit rate due to the Privacy Act. However, they are allowed to tell you whether or not you could qualify for divorced spousal or survivor benefits, and if so, what your approximate benefit rate would be.

Best, Jerry

Category: Miscellaneous
Posted: Aug 5 2022 - 11:12am

Can I Claim Benefits On My Ex's Record Before He Retires?

My x and I were married for 13 years. He retired this coming year. I am on social security now. Can I claim his before he retires

Hi. If your divorce has been final for at least 2 years and if your ex-spouse is at least age 62, then yes (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0311.html). However, you'll only qualify for divorced spousal benefits if 50% of your ex's primary insurance amount (PIA) is more than your own PIA. A person's PIA is equal to their . . . Read More

Category: Divorced Spousal Benefits
Posted: Aug 5 2022 - 11:09am

Can My Disabled Adult Daughter Apply For Some Of Her Deceased Father's SS?

My daughter's father died last month she has been disabled since 2005, she'll be 38 this year. Can she apply for some of her father's SS.. Thank you.

Hi. Your daughter can definitely apply for disabled adult child's (DAC) benefits, but in order to qualify for benefits she must be unmarried and Social Security will have to establish that she became disabled prior to age 22 (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0410.html). Your daughter can initiate the . . . Read More

Category: Disabled Adult Child Benefits
Posted: Aug 5 2022 - 10:51am

Can My Dad Receive Any Benefits From My Deceased Mother's Record?

My mom passed away dec 1 her social security went away my dad is 73 he is blind I'm his caregiver he gets social security can he receive any benefits from my mom? Thank you Erica

Hi Erica. I'm sorry for your loss. Your father could only receive monthly survivor benefits if your mother's benefit rate before deductions was higher than your father's benefit rate before deductions. However, even if your father doesn't qualify for monthly survivor benefits there is a one-time lump sum death benefit of $255 for which your father would likely qualify. If your . . . Read More

Category: Survivor Benefits
Posted: Aug 5 2022 - 10:45am

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