Ask Larry

Disability Benefits

What Should I Do If I'm Working And Collecting Disability Benefits?

I have been on SSDI for 5 yrs or so. This January I started a business which has ended up doing quite well, with every month of 9 being over the SGA.

I have NOT yet reported the income, thinking it will be averaged over the year - and I am hoping to make this my ‘Trial Work Period.’

I had no idea overpayment existed and am now quite concerned. Suggestions how to approach? Advice?

Thank you!

Posted: 
Thursday, September 23, 2021 - 13:10

Do I Qualify For Retirement At Age 43 If I'm Unable To Work?

I’ve been on disability since 12 I’ve tried to work and was able to file income taxes three or four maybe five times now I no longer am able to even try to work because I had lower back surgery and I can know longer work do I qualify for retirement? If my parents, both parents are deceased and they were on my PE as well even though my father was retired he was not on disability do I qualify for his?
I’m 43 years old.

Posted: 
Tuesday, September 21, 2021 - 08:33

Can I Take Out A Small Loan Without Affecting My SSDI And Medicaid?

I am 55 worked my whole life
Just got on ssdi and medicaid a few months ago.

I own my home, can I get a small loan out of my home while on ssdi? Also will it affect my medicaid or ssdi payments

Hi. I'm not an expert on the Medicaid program, so you'll need to direct that part of your question to the agency that administers your Medicaid coverage.

Posted: 
Monday, September 20, 2021 - 15:56

Can I Receive More For My Spinal Cord Injury?

When I was approved for disability they raided me on my RSD on my right leg because I had no idea I had a spinal cord injury because the doctor that caused my spinal cord injury never put it in my medical records and I didn't find out for a couple years later I wanted to know if I could receive more for my spinal cord injury or even hold my doctor doctor responsible for withholding critical information out of my medical records.

Posted: 
Tuesday, September 14, 2021 - 09:08

Can I Earn Any Amount Of Income Without Losing My SSDI?

I am physically and mentally handicapped but still desire to work to try and ease my wife's burden of bills always piling up. Can I earn any amount of income and not lose my ssdi of 1398.00 monthly( before deductions).she claims working just 4-6 hrs a week delivering food could cost me my insurance and SSI income.I only wish to earn $400-$500 extra monthly if possible,to keep her from having to get a part time holiday job.

Posted: 
Monday, September 13, 2021 - 12:13

When Does My Benefit Change To Regular Social Security?

I'm on ssid...I'm 61 when does it turn over to regular as or does it

Hi. I assume that what you're collecting is Social Security disability (SSDI) benefits, in which case your benefits will convert to regular Social Security retirement benefits at the same rate when you reach your full retirement age (FRA). If you were born in 1960 or later, your FRA would be age 67.

Posted: 
Monday, September 13, 2021 - 08:09

What Do I Need To Do If I Receive Disability And I'm About To Reach Age 66?

Been on disability since 2010 im gonna be 66 what do i do i get 1783.00 a month

Hi. If you're collecting Social Security disability (SSDI) benefits then you don't need to do anything to continue getting the amount that you currently collect. SSDI benefits automatically convert to regular Social Security retirement benefits at the same rate when the recipient reaches their full retirement age (FRA).

Posted: 
Saturday, September 11, 2021 - 08:03

Will My Wife Continue To Receive The Same Amount Once She Reaches Retirement Age?

Hi, my wife receives Social Security disability. She is 54. Will she continue to receive the same amount once she reaches retirement age?

Hi. Yes, assuming that she doesn't qualify for higher benefits as a spouse or survivor. Social Security disability (SSDI) benefits convert to regular Social Security retirement benefits at the same benefit rate when the recipient reaches their full retirement age (FRA).

Best, Jerry

Posted: 
Friday, September 10, 2021 - 09:53
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