What Does Social Security Look At To Determine My Earnings Level?
Hi Larry - I am currently receiving SSDI benefits and have a part time job that is right "under the radar" of Substantial Gainful Activity income. I am due for a raise. I also contribute to a retirement fund which I don't plan on touching for another 20 years. My question is this - does Social Security look at my net income cap as the salary allotment or that income minus the amount that I contribute toward my 401K? For example, 2017's salary cap is $14,040 and my salary would be $14,200, but the amount after non-taxable retirement contribution is $13,000. Which do they count?