Ask Larry

Disability Benefits

Will I Receive Retroactive Payments If My Claim Is Approved?

i am 58 years old and I filed for Social Security disability but have not been approved yet. if I reach 62 years old; Will I get retroactive payments for the years that I've been waiting on Social Security disability?

Hi,

Yes, if your disability claim is eventually approved, you'll receive all back pay to which you're entitled.

Best, Jerry

Posted: 
Tuesday, September 13, 2016 - 11:15

What Are The Ramifications Of Disability On Other Benefits?

I have a 58-year-old coworker who will have to take a disability retirement in the next few weeks from the federal government (FERS). Government regulations also requires that he apply for social security disability benefits and if he is approved for social security, then those benefits will offset his government benefits until he turns 62, at which point his government disability payment will automatically convert to a regular government pension.

Posted: 
Sunday, September 11, 2016 - 10:45

Should I Apply For Disability Benefits?

I am currently 61, am retired from the US Army and have a VA Disability of 80%. Would it be advisable to file for SS Disability or just wait until 66 and take the regular Social Security?

Hi,

It certainly wouldn't hurt to file for disability benefits. If your claim isn't approved you're not out anything, and if it is approved you'll start getting your full retirement age benefit paid early.

Posted: 
Monday, September 5, 2016 - 11:45

Does My Husband Need To Do Anything When He Reaches Full Retirement Age?

I am 63. My husband is 60 and on disability. I will retire at 66. We need both of our social security incomes. I seem to remember you talking a while back about how someone reaching full retirement and on disability should handle it once they reach full retirement age, but since the new regulations about file and suspend have gone into affect, we are not sure what to do. Is there anything he needs to do once he reaches full retirement age? Does his regular social security kick in at his full retirement age and that's it? Thank you!

Hi,

Posted: 
Sunday, September 4, 2016 - 10:45

Can I Collect A Spousal Benefit At Full Retirement If I Was Collecting A Disability Benefit

Hi Larry.....I turned 66 in June, 2016 and my Social Security Disability switched over to my regular Social Security benefit of $682.00 a month. My husband's benefit after paying Medicare is $1,478.00 a month. I had heard I could apply for a spousal benefit and wait until 70 to collect my own Social Security benefit. I called the Local Social Security Office and they said no that it automatically converted to my regular benefit. Is this true and is there anything I could do to change it if is not true?

Thank You,

Carol

Dear Carol,

Posted: 
Saturday, September 3, 2016 - 23:45

Should I Take Early Retirement Benefits As Well As Disability Benefits?

I turned 62 on June 29, 2016. I have prepared my on-line request for SS and SSDI. I was injured in an auto accident in 2012. I was terminated from my job June 30, 2015. Due to my disability I have not been able to work full-time. I am ready to file for early retirement at a rate of $1,673/month and if I receive the disability I will receive $2,231/month.

Posted: 
Saturday, September 3, 2016 - 22:45

I'm 62 and Disabled. Should I File For My Early Retirement and Disability Benefit At the Same Time?

I turned 62 on June 29, 2016. I have prepared my on-line request for SS and SSDI. I was injured in an auto accident in 2012. I was terminated from my job June 30, 2015. Due to my disability I have not been able to work full-time. I am ready to file for early retirement at a rate of $1,673/month and if I receive the disability I will receive $2,231/month.

Posted: 
Saturday, September 3, 2016 - 13:45
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