WIFE AND I WERE MARRIED IN1962 WE STARTED DRAWING S/S WHEN WE WERE 62. I IN 2001 HER IN 2005 . CAN SHE CHANGE TO SPOUSAL FROM HER S/S AS IT WOULD BE AT LEASE 80 PER MO

My brother in law is about to claim his SSA benefit at age 70. He said his wife will claim hers as well, but will receive half his benefit rather than her own since it is higher than hers. My question is ... I claimed my benefit at full retirement age and my wife did so at age 62. Since half of my benefit is more than her benefit, can we do a retro claim of half mine for her rather than what she now receives?

Hi Larry,
I was married to my first spouse over 10 years. Divorced after 17 years. I remarried before I was age 60.

My current spouse began receiving their FRA benefit after age 66 before accidental death at age 67. I was told I am not eligible for spousal benefits due to my younger age of 54 and that I won't be eligible for survivor benefits until at the earliest, age 60 at a reduced rate.

1 year after current spouse died, my former spouse of over 10 years died.

My husband age 63 is collecting Social Security disability. I’m 64, still working, and plan to wait to claim my social security at age 70. Can i claim spousal disability benefit, then switch to my retirement benefit at 70 without reduced amount?

My husband and i have a 20-year-old son who is significantly disabled. My husband just applied to receive his Social Security income, as he turns 70 next week. I am 66 and plan to wait until I am 70 to receive my SS income. My question: Am I eligible to file a "restricted application" based on meeting one of the two exceptions to the requirement of being born by Jan.1, 1954 to be eligible? My understanding is that one of the exceptions to the age restriction is caring for a child who is under 16 or disabled.

Hello. My spouse has collected Social Security benefits since the age of 67. I do not intend to claim benefits until I reach my FRA or age 70. When I do collect, my benefit will be higher than my spouse's. We are both retired.

Hi. Thank you for your quick reply. I read the cited POM sections and researched them further. I see that under the new regulation of 2015 the restricted application has been phased out for any person born after January 1, 1954. However, I also read (on various social security teacher's materials) that the restricted application remains available for widows. Is this so? Is there a different reason why this option is not available to me? Also, you're correct, it wouldn't be prudent for me to withdraw my disability claim.
Thank you so much,
Susan

I applied for my benefits at age 62, before I received any benefits I went to the ssa local office and canceled my benefits. I am now 63 and reapplied my first check is coming in March 2023 now I'm getting cold feet again about retiring which is supposed to be Feb 28th 2023. Since I already canceled once what are my options now if I wanted to work until the end of 2023. My earnings would be 90,000 for the year. Thank you.

My birth date is July 1953. I am currently receiving spousal benefits. Can I delay filing for my retirement benefit at age 70 until January 2024 in order to reduce my income for 2023?

My wife had a stroke 15 years ago. She has remained on SSDI. I am newly retired and do not plan to take SS till I reach full retirement age +, I heard that there is a possibility for my wife to have her SSDI redone at age 65, and potentially increased if her amount is 1/2 or less than mine. Is this true and where can I find this in writing?