please help, i recevied Spousal benefits for only $415.00 a month an in January i will only recevied $478.00 is there any way that i can recevied Spousal benefits an apply for retirement benefits, not trying to be greedy but for years now i have been living off of $415.00 a month when i tried to apply for Retirement benefits they turn me down saying that i did not qualify because i did not work long enough, but now i am 68yrs old and work a parttime job i have been working there since April this year can i apply for retirement benefits now, please tell me what i should do Thank

I turned 70 in June 2022. I completed most of the online SS benefits application on 6/30/22, but did not send it immediately, fearing that SSA might automatically pay me 6 months of benefits (retroactive from June), thereby costing me 6 months of delayed retirement credits. How should I answer the question: "Do you want benefits to start in 06/2022? Yes/No(Your other available options are 12/2021 to 11/2022.)".

I'm 63 I want my money now

I am currently receiving spousal benefits and plan to file for my own retirement benefit at age 70. My birthdate is July 11, 1953. Can I delay filing for my retirement benefit until January of 2024 and receive 6 months of benefits from 2023?
Thank You.

Hi. Yes, since you're over full retirement age (FRA), you can be paid benefits for up to 6 months retroactively from the month you apply. However, Social Security would then deduct the spousal benefits you were paid for those months, so you wouldn't gain any net benefits by doing so.

i was 69 born ion 26 oct 1953. my wife is 76. she never earned enough credits for social security on her own. fell short of doing file and suspend before the phaseout.. understand that i could still do it, as i was born before 1 jan 54, but it is pointless as as my wife cannot collect spousal benefits until i do. is that correct? I am still working and will work at least one more year and had hoped to wait till i am 70 to draw social security. trying to figure out if i should file sooner.

I was collecting SSD more than 6 years when my husband passed and I’m now collecting both my SSD and my reduced widow benefit.
I know at FRA the reduction is removed from the widow benefit. According to the SocSec website at FRA you can delay your own benefits until age 70 to earn the delayed credits and collect just the widow benefit until age 70.

My husband, age 56, just passed away in October. He had applied and was approved for disability ,ssdi, due to stage 4 cancer. He was to receive his first check in December for November. I am 61 years old and need to know what I am entitled to. I am still working , God willing til I'm 67 to be able to get retirement health benefits. I am a teacher's aide in the local school system and don't make much money. We were counting on his ssdi in order to be able to continue to stay in our home. I have not found social security to be very helpful in providing info. What are my options?

Larry, I am still employed and my full retirement date isn't for another year. My anticipated monthly benefit at full retirement is $3,334 per month. My wife hasn't worked for 30 years. She has reached her full retirement age of 66 yrs 4 months. My understanding was since she is at full retirement age, she could file for spousal benefits now (even though I am not retired yet) and secure the 50% of my anticipated benefit at my full retirement (or $1,667 per month now). We received her first benefit and it was only $810. First, is she in fact entitled to the $1,667?

What happens if i’m getting SS benefits in my 50s due to disability but then reach age 62 ?

Can i suspend payments and collect “full” benefits at an older age?

I’m now 62-1/2 still getting the benefits but never heard anything from SS. Can i contact them, pay back all benefits since turning 62, suspend benefits and earn “full” later ?

I’m hesitant to contact them because i fear the fraught discussion about whether i’m still disabled, having to get my medical team involved etc

I looked into ssi at 66 years. My ex husband of 21 years retired at 62. My ssi was higher since he retired at 62. Now he has gone back to work and has been paying into his ssi Could I look at his ssi six years later draw off of his and stop mine. Or do I wait until he is dead then go to ssi and inquire