My husband was born oct 2nd, 1955. He would like to collect SS but continue to work until he is 70. Can he earn $80,000 and collect SSA? Do we have to pay tax on the collected SS? Should he wait one more year to collect SS for a better return on his SS? Does he have to pay Medicare when he has health insurance? Thank you so much for your help. Rosan

When should I apply for 50% spousal benefits. I am older than my husband and I will be full retirement age 2023 and plan to draw my Social Security benefits at that time. My husband will reach full retirement age in 2026 and plans to draw benefits at that time. His estimated benefit will be more than double what my estimated benefit will be. My understanding is if I draw my benefits early, then I would not be able to receive the full 50% spousal benefit. Is there a certain time period I need to notify Social Security that I want to draw the 50% spousal benefit?

If been married twice and your first husband died in the past but you're remarried for awhile ago, and he has retired can I collect from both

Hi. You can't collect more than one full Social Security benefit at a time, so if you are eligible for both a widow's benefit and a spousal benefit then you couldn't be paid both benefits in full for the same month(s). If you apply for both widow's benefits and spousal benefits, you can only be paid the higher of the two benefit rates.

Hi ! I’m collecting my deceased husbands Social Security. I had received Social Security Disability, would I be able to receive both checks from Social Security. Thank you for any information.

I am 65 and work part-time and will be 66 in 5 months I do not collect social security. My husband age 61 just died and he was still working full-time.We were married for 15 years, Can I collect on his social security and wait until age 70 to collect mine?

I was advised to do this by my financial planner:
1) L begins benefits based on her earnings record in October 2019 (age 62 and 1 month) of $918/month.
2) R begins spousal benefits in October 2019 of $630/month.
3) R switches to benefits based on his earnings record in March 2021 (age 70) of $3,589 per month.
4) L switches to spousal benefits of $993/month in March 2021 (age 63 and 6 months).

I'm 67 and divorced he's on social security can I collect on his or just mine?

1) How long can a spouse draw on the retired spouses Social Security? Can it continue after he turns 70?
2) Waiting till age 70 maximizes your monthly SS check which I have done. When getting ready to start drawing on my age 70 benefit, SS has offered to go back 6 months for a monthly amount of $96 less than the max amount to begin at age 70. The 6 month total of back pay is over 18,ooo. According to our calculations it would take 16 years to make up the difference if taking the greater amount at age 70 without the 6 month total back pay.

Hi Larry,
I filed for benefits at my FRA in Aug 2020 (age 66). My wife and disabled son also received benefits at this time based on my record (limited by our family maximum). My wife has no previous social security record of her own and my son was converted from SSI to social security benefits at the time of filing.

Is there any advantage to go back and file for the ‘Child-in-Care’ Spousal benefit retroactively?
Is there a suspend my retirement strategy until age 70 that would benefit from our filing for this ‘Child-in-Care’ spousal benefit?

I am 64 years old & still working. I was married 14 years & divorced & never remarried. I understand I can draw 1/2 of my ex's social security retirement. I applied but was told in a phone interview that I am not eligible because I have not made less than half of what he has made in the past. (that I have made IVER half) Is this true? Also I feel that I have made less than half of his income or that he has not recorded his income honestly. I do not agree with the person on the phone.
What should I do? Can I reapply? Please advise. Thank you.